On my financial aid package, I was directed to the "Preferred Alternative Loan Lender List" with the following Loan Providers: 1. Access Group 2. Citibank 3. Key Bank MedAchiever Loan 4. Sallie Mae Signature Loan 5. Student Loan Funding 6. T.H.E. (Medicine & Allied Health) 7. Wells Fargo Which one do you recommend? What are your personal experiences (good and bad)? Overall, I would like to select the one with the lowest interest rates (dependent upon libor or prime rates), no fees, and interest reduction. Most of the loan providers have similar grace periods, deferment periods, and repayment periods. p.s. What is the relocation loan?