First they want your health information and then they will set goals that you must meet or your premium will go up. Just another way to squeeze its employees.
We do this at our hospital. Highest rates if you don't jump through their hoops. For the first time I did---- since I'm healthy its just a physical and making up numbers that you exercised but if you have HBP, DM or weight issues you must meet guidelines or you will have the highest premiums.
This is good. People need to be more accountable to their health (or lack of). I'm healthy and use very little care a year while others utilizes 10,000$s a year because their refuse to be healthy. My premiums are high enough as it is and until we have a single payer system I'm ok with it and would even support a system with scaled premiums based on health risk factors
Judgmental much? I wasn't aware that people could just decide to be healthy.
doesn't CVS sell alcohol and cigarettes?
While cigs are completely health negative, moderate drinking has well established health benifits
Wants you to be healthy? That's just a front.... Behind closed door, they probably favor healthier worker.
I have a problem with overweight techs, they are not very productive, they lean on the counter while typing to support their body and did 1/2 work than regular techs, have snacks within arm distance, and they frown when you tell them to do physical work. I am talking someone <5'5 with 300 lb... Those people are out there, eating themselves to death.
The most costly and prevalent diseases in the US right now are largely the direct result of poor health choices. Type 2 DM, heart disease, and obesity related comorbidities are the due to poor diet and inactivity so yeah, for most it's a choice. Tobacco related diseases are also directly due to unhealthy choices. You could also say some cancers (e.g. lung and colon) are also a result of unhealthy choices (smoking and excessive consumption of red meat)
I have thought this for a while. On auto, you pay more for being a male, being younger, traffic violations, all because those things increase your risk of having a claim. Homeowners too. Pay more for having a pool, crime in the neighborhood you live in, etc. Insurance has to base the odds according to the risks. Why wouldn't big fat fatty pay more than mister marathon? Who's more likely to have an MI or develop DM? Who should pay more?I don't see a problem with this, its "insurance". Car insurance, house insurance, life insurance....premiums are based on a number of factors indicating the persons risk. It only makes sense that health insurance premiums would also be based on risk.
When I went for a drug test with CVS I brought my scripts, the lab told me they didn't need them, the info would be sent to the company and then the company would contact them/me. So basically CVS can collect a bunch of information on what meds you are taking from urine test, rather than have you submit valid rx's and have the lab make the ok or not, funny how a massive pharmacy company pisses all over HIPPAA style regulations.
Did you read what this program is tracking? Vitals, weight, glucose. You know, those things that ARE modifiable with lifestyle changes.......because we all know, health is always a choice!
That worker with asthma? I'm sure they smoked, otherwise they'd be totally healthy. The worker with testicular cancer? They must not have eaten their vegetables. The person born with one kidney? Well, shucks, they should have thought about that before being born disabled!
Health...always a choice!
Did you read what this program is tracking? Vitals, weight, glucose. You know, those things that ARE modifiable with lifestyle changes....
Did you read what this program is tracking? Vitals, weight, glucose. You know, those things that ARE modifiable with lifestyle changes....
I know what they're tracking now. I don't know what they'll track in the future. People on this thread keep getting all hot and bothered making it sound like those sickies costing their company healthcare dollars should just will and exercise themselves well, and that all health is based on willpower and choice. I sure wish that was the case, but it's not.
Okay, aside from those with adrenal tumors and renal stenosis, eating healthy and exercising can manage your blood pressure. I'm sure there will have an exception policy for those few individuals. No matter what state your beta cells are in, portion control and carb counting will help your glucose. And please don't go down the "being obese is genetic" road, because "my mom overeats and I have her bad habits" does not count as genetics.Not always. What bubble do you live in?
The "slippery slope" argument is certainly valid and something to be aware of in these discussion......it doesn't mean that all tracking is wrong, just because of different scenarios that can be used in the future.
Fact, at this point companies are NOT punishing people for having bad levels, they are just requiring that the person be aware of their levels. An argument can be made that many people who end up with complications of diabetes or having a heart attack had high glucose levels & high cholesterol levels for years, and had no idea because they felt "fine."--so by requiring people to learn their levels, these people will be giving empowering healthcare information, at that point, what they do with it, is up to them. Certainly some people will ignore problem levels, but their will be others who decide to take some positive changes or consult with their dr, and improve their health. These companies are hoping to save on paying for the complications of long-term untreated diabetes and high cholesterol.
2nd, I think we can all agree, that there are some people who are never going to have a perfect cholesterol, perfect weight, or perfect blood sugar. But I believe *improvements* can definitely be made in all of these areas-and many times even small improvements in these areas can bring positive changes. For example, one doesn't have to get to their ideal weight to start improving their diabetes, even small weight loss of 10 pounds can start decreasing insulin resistance and bring positive changes. It's possible in the future, that rather than penalizing people with bad levels (as has been hypothesized here), a company may not monetarily penalize these people, but may require they to get medical consultation on their problem or may give them a "coach" to encourage them to make improvements.
Okay, aside from those with adrenal tumors and renal stenosis, eating healthy and exercising can manage your blood pressure. I'm sure there will have an exception policy for those few individuals. No matter what state your beta cells are in, portion control and carb counting will help your glucose. And please don't go down the "being obese is genetic" road, because "my mom overeats and I have her bad habits" does not count as genetics.
Actually, the recent research on the Native American population shows that it is largely due to genetics and that their metabolic function is genetically "programmed" to store fat because of how they used to live prior to Americans coming and taking everything away from them.
You are also not considering other factors-- like access to to healthy foods. a gym, etc. in rural locations. You also have to consider SES-- technicians are not paid that well. There are SOOO many other factors. Even things like polycystic ovarian syndrome and small birth weight have been linked to insulin resistance. What if they are on other therapies that can elevate lipids or affect insulin sensitivity? I could go on all day about it.
I challenge you to look into these issues a little further rather than just post an uninformed assertion. It is no secret that health professions education is lacking in the cultural sensitivity/knowledge department. They have recently made additions to the ACPE standards because of it. Many schools of pharmacy are beginning to (slowly) address it and some of the continuing education seminars at APhA have focused on it.
I think smoking is a MUCH easier issue to tackle. Some institutions (mine included) offer free smoking cessation. Quitting reduces cardiovascular risk by 50%. Now THAT is a real modifiable risk factor but is only really successful with adequate access to support and nicotine replacement therapies (or chantix, which some institutions DO pay for-- of course there are issues with that therapy as well but I digress).
It's all about education an accountability, though. If you're a diabetic, you know that you are, and several people from doctors to dieticians are telling you what you need to do. Sure maybe you got dealt a bad hand and wound up with insulin resistance based on some other factors, or maybe you're even a type 1. How you got there doesn't matter, but you need to take care of your health, and adjust your diet appropriately. You don't need a gym to exercise, and cooking your own meals is often cheaper than eating out.Actually, the recent research on the Native American population shows that it is largely due to genetics and that their metabolic function is genetically "programmed" to store fat because of how they used to live prior to Americans coming and taking everything away from them.
You are also not considering other factors-- like access to to healthy foods. a gym, etc. in rural locations. You also have to consider SES-- technicians are not paid that well. There are SOOO many other factors. Even things like polycystic ovarian syndrome and small birth weight have been linked to insulin resistance. What if they are on other therapies that can elevate lipids or affect insulin sensitivity? I could go on all day about it.
I challenge you to look into these issues a little further rather than just post an uninformed assertion. It is no secret that health professions education is lacking in the cultural sensitivity/knowledge department. They have recently made additions to the ACPE standards because of it. Many schools of pharmacy are beginning to (slowly) address it and some of the continuing education seminars at APhA have focused on it.
I think smoking is a MUCH easier issue to tackle. Some institutions (mine included) offer free smoking cessation services. Quitting reduces cardiovascular risk by 50%. Now THAT is a modifiable risk factor but is only really successful with adequate access to support and nicotine replacement therapies (or chantix, which some institutions DO pay for-- of course there are issues with that therapy as well but I digress).
With that said, I think it is important for preventive care to be a focus of health care (rather than the treatment focus we have historically had) but you shouldn't just charge people more money based on an arbitrary cutoff (especially those that may already be disadvantaged anyway) because it increases their risk by decreasing their SES even if it is slight-- 50 bucks is a lot to some people.
If the company wants to charge people more, then they should also pick up the cost of more primary and secondary prevention.
And with your idea of an exception policy-- that would require people telling the company about their health issues, which I think is a violation of privacy, especially for certain chronic disease states that come along with a stigma.
It's all about education an accountability, though. If you're a diabetic, you know that you are, and several people from doctors to dieticians are telling you what you need to do. Sure maybe you got dealt a bad hand and wound up with insulin resistance based on some other factors, or maybe you're even a type 1. How you got there doesn't matter, but you need to take care of your health, and adjust your diet appropriately. You don't need a gym to exercise, and cooking your own meals is often cheaper than eating out.
Not true. They are going to use your biometric as a baseline and they will give you some time to improve. If you do not then your premium is going to increase. So the biometric is not just for your information. It is being used to penalize you if you do not meet their guidelines.
What is the recommended diet for someone with type 1 diabetes?
Actually, the recent research on the Native American population shows that it is largely due to genetics and that their metabolic function is genetically "programmed" to store fat because of how they used to live prior to Americans coming and taking everything away from them.
You are also not considering other factors-- like access to to healthy foods. a gym, etc. in rural locations. You also have to consider SES-- technicians are not paid that well. There are SOOO many other factors. Even things like polycystic ovarian syndrome and small birth weight have been linked to insulin resistance. What if they are on other therapies that can elevate lipids or affect insulin sensitivity? I could go on all day about it.
I read that as a joke, and I thought it was hilarious!Not true. They are going to use your biometric as a baseline and they will give you some time to improve. If you do not then your premium is going to increase. So the biometric is not just for your information. It is being used to penalize you if you do not meet their guidelines.
Where is this happening at? Or do you have insider information of CVS? There is *nothing* in the original article that says this is happening or even being planned. Quite the opposite, the article states that CVS will not have access to the results.
Now, I agree with you that its quite possible that there could be some executives secretly planning on how to penalize people for bad numbers (and personally, I think from the insurance standpoint, that is justifiable. Ultimately, it will be for the courts to decide.) But currently this is NOT happening, and I haven't seen any executives speaking openly about it being planned for the future.
Why let facts stand in the way of a good story?![]()
Yet I'm actually surprised there's as much interest in the news as there seems to be. CVS is hardly the first company to make such a request: According to human resources consultancy Aon Hewitt, 83 percent of respondents to a 2013 survey of more than 1,000 U.S. employers said they offer some type of incentive to employees for taking a health-risk questionnaire or submitting to a biometric screening. Other companies even go much further, asking employees not only to submit to a health-care screening but to actually meet certain blood pressure or cholesterol thresholds, or at least agree to work toward improving them, to receive the discount.
This wasn't how it was done for me or my wife. At all. A physician at the lab contracted you if there was a possible issue, you resolved it with the lab ,the lab then sent a "pass" note.