OK, I know we all are a bit tired of polls, but I really would appreciate everyone's opinion on this matter. Should I be lucky enough to get accepted to a US school, I would be on the hook for the entire $200,000 a year. I have no debt from undergrad, so my total debt would be $200,000. Is that managable? Secondly, and this is related to the first, I am curious as to how much everyone expects to make as a physician. I know HMO's have seriously decreased the income of an MD, but what by how much? I'm not in medicine for the money - I just want to know that if I go that far into debt, I can pay it off!!