Deciding based on scholarship

[zoner]

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Hypothetically speaking, lets say that I got into say 2-7 schools this application cycle and that I need to decide which one to go to. Lets also say that location matters but the tuition matters even more so. Can you make your decision based on how much scholarship/grants the institutions are willing to shell out for you? Or do you not have access to that kind of information when you are making the decision?

I am horrified of scenarios like this. What if I chose the cheapest school even though it was say my 4th choice out of all the schools I've gotten into. But then say if I had chosen my 2nd choice school, they would have given me more than enough grant/scholarship to cover the tuition differences between those two schools but I wouldn't have known since I would have given up my seat at that school by the time I was told of the scholarship. Do you think this can happen?

Thank you

 

[ModernAlchemist]

Hypothetically speaking, lets say that I got into say 2-7 schools this application cycle and that I need to decide which one to go to. Lets also say that location matters but the tuition matters even more so. Can you make your decision based on how much scholarship/grants the institutions are willing to shell out for you? Or do you not have access to that kind of information when you are making the decision?

I am horrified of scenarios like this. What if I chose the cheapest school even though it was say my 4th choice out of all the schools I've gotten into. But then say if I had chosen my 2nd choice school, they would have given me more than enough grant/scholarship to cover the tuition differences between those two schools but I wouldn't have known since I would have given up my seat at that school by the time I was told of the scholarship. Do you think this can happen?

Thank you

Wait until one school offers you a scholarship. Then, you can politely bring that up to another school you have an acceptance at to see if they will offer you something similar. That's how most people do it, from what I've read.

 

[MedPR]

Hypothetically speaking, lets say that I got into say 2-7 schools this application cycle and that I need to decide which one to go to. Lets also say that location matters but the tuition matters even more so. Can you make your decision based on how much scholarship/grants the institutions are willing to shell out for you? Or do you not have access to that kind of information when you are making the decision?

I am horrified of scenarios like this. What if I chose the cheapest school even though it was say my 4th choice out of all the schools I've gotten into. But then say if I had chosen my 2nd choice school, they would have given me more than enough grant/scholarship to cover the tuition differences between those two schools but I wouldn't have known since I would have given up my seat at that school by the time I was told of the scholarship. Do you think this can happen?

Thank you

Are you bipolar?

Who is loving (hating) life right now due to endless nervous wrecking waiting game due to schools not getting back to you regarding their decisions and what schools?

anything else anyone want to moan and while and bitch about?

I apologize to anyone who have not heard back from any school yet for making thread like this. Please don't be offended, I started this thread as a place for all of us to vent our anxieties and stress related to this current the application cycle so that perhaps we can console each other.

 

[ModernAlchemist]

Are you bipolar?

I know you're joking, but that is a pretty offensive and inaccurate reference to a serious disorder.

 

[MedPR]

I know you're joking, but that is a pretty offensive and inaccurate reference to a serious disorder.

Why is it inaccurate?

 

[zoner]

Why is it inaccurate?

duh,,, so rude and insensitive

 

[zoner]

Wait until one school offers you a scholarship. Then, you can politely bring that up to another school you have an acceptance at to see if they will offer you something similar. That's how most people do it, from what I've read.

so in the meanwhile, just pay the deposit and wait for the fiancial aid package?

 

[MedPR]

duh,,, so rude and insensitive

Instead of jumping on the bandwagon why don't you tell me how it was rude or insensitive.

 

[ModernAlchemist]

Why is it inaccurate?

You seem to be implying that he changed his mind form one extreme to the other. That's not characteristic of bipolar disorder. I think you're thinking of split personality disorder. Bipolar disorder is characterized by manic episodes with impairment of functioning in some aspect of their life. Not to be THAT guy who takes things too seriously, but I just don't appreciate jokes about mental disorders.

 

[DrWily]

Why don't you also tell me the DO schools that offer scholarships like this? Because I'm pretty sure there are less schools that offer scholarships than I have fingers on one hand.

If they do offer scholarships, it would be in the form of a competitive atmosphere instead of just handing it over to you.. so there is no way you would know when choosing to matriculate.

 

[MedPR]

You seem to be implying that he changed his mind form one extreme to the other. That's not characteristic of bipolar disorder. I think you're thinking of split personality disorder. Bipolar disorder is characterized by manic episodes with impairment of functioning in some aspect of their life. Not to be THAT guy who takes things too seriously, but I just don't appreciate jokes about mental disorders.

Actually you have the two confused. Split personality disorder (dissociative identity disorder) is characterized by having two or more distinct identities. "mood swings" are more characteristic of bipolar disorder.

http://psychcentral.com/lib/2006/th...enia-and-multiple-personality-disorder/all/1/

 

[zoner]

Why don't you also tell me the DO schools that offer scholarships like this? Because I'm pretty sure there are less schools that offer scholarships than I have fingers on one hand.

If they do offer scholarships, it would be in the form of a competitive atmosphere instead of just handing it over to you.. so there is no way you would know when choosing to matriculate.

i read on someone' thread that someone who got into western was offered 10k in scholarship one week after his/her acceptance,, so i dunno, maybe i thought it was the norm

 

[DrWily]

i read on someone' thread that someone who got into western was offered 10k in scholarship one week after his/her acceptance,, so i dunno, maybe i thought it was the norm

Certainly is possible although I wouldn't count on it. Decide what school you want to go to based on other things. And if you get the scholarship, bonus.

 

[zoner]

Instead of jumping on the bandwagon why don't you tell me how it was rude or insensitive.

oh really? you don't think calling someone bipolar whether that person is bipolar or not is rude or insensitive? or r u just a really mean person?

 

[ModernAlchemist]

Actually you have the two confused. Split personality disorder (dissociative identity disorder) is characterized by having two or more distinct identities. "mood swings" are more characteristic of bipolar disorder.

http://psychcentral.com/lib/2006/th...enia-and-multiple-personality-disorder/all/1/

This situation is in no way an example of the type of mood swing characteristic of bipolar disorder. I was not mistaken. I know the difference. I just don't think it is characteristic of any mental disorder and I wasn't sure what you were trying to get at. That's why it's insensitive. I don't feel like starting a big thing, because I'm not one to argue on the internet. I just felt compelled to let you know that overgeneralizing the symptoms of a mental disorder to insult someone is hurtful, not only to that person, but to those suffering from that disorder.

 

[MedPR]

oh really?

 

[zoner]

Certainly is possible although I wouldn't count on it. Decide what school you want to go to based on other things. And if you get the scholarship, bonus.

i was raising this question becaues I was comparing LECOM's tuition to Western's tuition which is almost twice as much!

Hey Dr. if you had to do it over again and had gotten into both Western and LECOM, would you still have goen to Western?

 

[MedPR]

This situation is in no way an example of the type of mood swing characteristic of bipolar disorder. I was not mistaken. I know the difference. I just don't think it is characteristic of any mental disorder and I wasn't sure what you were trying to get at. That's why it's insensitive. I don't feel like starting a big thing, because I'm not one to argue on the internet. I just felt compelled to let you know that overgeneralizing the symptoms of a mental disorder to insult someone is hurtful, not only to that person, but to those suffering from that disorder.

It was certainly an exaggeration on my part, but I stand by the fact that it was more like bipolar than DID.

Regardless, I hope no one was offended.

 

[MedPR]

i was raising this question becaues I was comparing LECOM's tuition to Western's tuition which is almost twice as much!

Hey Dr. if you had to do it over again and had gotten into both Western and LECOM, would you still have goen to Western?

Midwestern =/= Western.

 

[DrWily]

i was raising this question becaues I was comparing LECOM's tuition to Western's tuition which is almost twice as much!

Hey Dr. if you had to do it over again and had gotten into both Western and LECOM, would you still have goen to Western?

Why are you so worried about tuition? It's negligible compared to the amount of money you will be making. I never wanted to go to LECOM. Not even a little bit. Western and AZCOM were my #1 and #2 for many reasons. I am very happy where I am.

Paying off student loans = boohoo, I only have a disposable income of $8-10,000 this month instead of $10-12,000 due to student loans. Guess that Ferrari is gonna have to wait another year.

 

[zoner]

Midwestern =/= Western.

dude, i know! gosh you are a little prick rn't u... i just know that Dr's first choice wwas Western

 

[zoner]

Why are you so worried about tuition? It's negligible compared to the amount of money you will be making. I never wanted to go to LECOM. Not even a little bit. Western and AZCOM were my #1 and #2 for many reasons. I am very happy where I am.

Paying off student loans = boohoo, I only have a disposable income of $8-10,000 this month instead of $10-12,000 due to student loans. Guess that Ferrari is gonna have to wait another year.

well, i am just worried that my credit is all that stellar, so I am not sure if i will be eligible for private loans to make up for the difference.. i know that the federal loans can only cover a portion of the entire expenses

 

[MedPR]

Why are you so worried about tuition? It's negligible compared to the amount of money you will be making. I never wanted to go to LECOM. Not even a little bit. Western and AZCOM were my #1 and #2 for many reasons. I am very happy where I am.

Paying off student loans = boohoo, I only have a disposable income of $8-10,000 this month instead of $10-12,000 due to student loans. Guess that Ferrari is gonna have to wait another year.

Yea, but you could've bought the SDN app for 4000 people EVERY MONTH if you chose LECOM...

dude, i know! gosh you are a little prick rn't u... i just know that Dr's first choice wwas Western

You must be confusing me with MedBR.

 

[MedPR]

well, i am just worried that my credit is all that stellar, so I am not sure if i will be eligible for private loans to make up for the difference.. i know that the federal loans can only cover a portion of the entire expenses

Unless you have tons of lates/charge-offs/bankruptcy on your credit report you can build a decent history between now and the time you need to start getting money together for med school. It's only September.

 

[zoner]

Unless you have tons of lates/charge-offs/bankruptcy on your credit report you can build a decent history between now and the time you need to start getting money together for med school. It's only September.

u can do that in less than a year? aw... u r being nice again

 

[DrWily]

well, i am just worried that my credit is all that stellar, so I am not sure if i will be eligible for private loans to make up for the difference.. i know that the federal loans can only cover a portion of the entire expenses

Are you talking about Grad PLUS Loans?

 

[zoner]

Are you talking about Grad PLUS Loans?

yeah,, that's the federal loans for people in graduate health education right?

 

[MedPR]

u can do that in less than a year? aw... u r being nice again

I mean it depends on how terrible your credit is now.

 

[DrWily]

yeah,, that's the federal loans for people in graduate health education right?

yes, but it's not a private loan. However, they do run a credit check. I had an outstanding collection that I didn't even know about (long story) and was originally denied Grad PLUS. I cleared that up really quick by paying it off, told the Grad PLUS that it was cleared and they went ahead and gave me the loan money.

 

[zoner]

yes, but it's not a private loan. However, they do run a credit check. I had an outstanding collection that I didn't even know about (long story) and was originally denied Grad PLUS. I cleared that up really quick by paying it off, told the Grad PLUS that it was cleared and they went ahead and gave me the loan money.

but if i remember right, med school tuition and living expenses cannot be fully covered by the Grad PLUS loan is that right?

 

[DrWily]

but if i remember right, med school tuition and living expenses cannot be fully covered by the Grad PLUS loan is that right?

No, you are wrong. Federal loans are split into two: Stafford Loans and Grad PLUS.

Stafford Loans are limited, but Grad PLUS covers the rest. You will get both of these loans to cover the Cost of Attendance.

 

[zoner]

No, you are wrong. Federal loans are split into two: Stafford Loans and Grad PLUS.

Stafford Loans are limited, but Grad PLUS covers the rest. You will get both of these loans to cover the Cost of Attendance.

ah.. so its the Stafford loan that doesn't check your credit.... gotcha

thanks for clearing that up, now i feel so much better

i just remember someone saying that you have to get private loans to cover what the feds can't, but i guess that person was wrong

 

[MedPR]

ah.. so its the Stafford loan that doesn't check your credit.... gotcha

thanks for clearing that up, now i feel so much better

i just remember someone saying that you have to get private loans to cover what the feds can't, but i guess that person was wrong

Maybe they were thinking about UG.

 

[calvnandhobbs68]

Hypothetically speaking, lets say that I got into say 2-7 schools this application cycle and that I need to decide which one to go to. Lets also say that location matters but the tuition matters even more so. Can you make your decision based on how much scholarship/grants the institutions are willing to shell out for you? Or do you not have access to that kind of information when you are making the decision?

I am horrified of scenarios like this. What if I chose the cheapest school even though it was say my 4th choice out of all the schools I've gotten into. But then say if I had chosen my 2nd choice school, they would have given me more than enough grant/scholarship to cover the tuition differences between those two schools but I wouldn't have known since I would have given up my seat at that school by the time I was told of the scholarship. Do you think this can happen?

Thank you

Yeahh dude definitely shouldn't have posted this in the allo section. Deposits for MD schools work way differently than deposits for DO schools and the probability of getting a scholarship in the first place is far far less. Totally changes the advice.

 

[MedPR]

Yeahh dude definitely shouldn't have posted this in the allo section. Deposits for MD schools work way differently than deposits for DO schools and the probability of getting a scholarship in the first place is far far less. Totally changes the advice.

3.9/30 = might get DO scholarship.
3.9/30 = not getting MD scholarship.

 

[zoner]

Yeahh dude definitely shouldn't have posted this in the allo section. Deposits for MD schools work way differently than deposits for DO schools and the probability of getting a scholarship in the first place is far far less. Totally changes the advice.

thanks for the advice

 

[Woland]

Completely pointless opening on my part, but zoner's threads are so much easier to read with zoner on ignore list, and I do not miss out on any useful information.

To the original topic: it is my understanding from what I was told by schools that if one is rewarded a scholaship prior to matriculation, the offer of scholarship usually comes with the acceptance offer, not at some point later. Although most DO schools have scholarships for enrolled students, rather than matriculants.

 

[sisko]

yeah i thought you get the financial aid package from a school at the same time as the acceptance... if they differ from school to school that could be pretty important information to have in making a decision

 

[ShabNasty]

yeah i thought you get the financial aid package from a school at the same time as the acceptance... if they differ from school to school that could be pretty important information to have in making a decision

You can't get the financial aid package until you've filled out the FAFSA which you can't fill out till next year. But obviously you can see what the cost of attendance is and compare that to the max amount of unsubsidized stafford loans that we would get.

 

[Woland]

From what I heard from former co-wrokers who did get scholarships to various medical education establishments (both allopathic though), those who got the scholarship offers got them in their acceptance package (NOV for one, DEC for another), and once they filed FAFSA (which they told me they had to do it in JAN on 2012), those scholarships were applied to financial aid package. This is completely anecdotal evidence, and someone with better knowledge of the issue should inform us.

 

[sisko]

hmm yeah we've had a couple of docs (both MDs) come in to speak to the pre-meds on campus and they said you'll find out what the financial aid package is when you get the acceptance...

so maybe it works differently, MD vs DO...? or else maybe they meant that loans will be roughly the same deal everywhere, so the distinguishing factor is whether or not you get any scholarship money, and you'll find that out with the acceptance...? or maybe they were assuming that acceptances would not be coming until the spring, when you've already done your FAFSA...?

 

[Girly X]

Merit aid/scholarships are awarded by the Admissions office at the time of acceptance. Financial aid/loans are awarded by the Office of Financial Aid in the spring after you submit the FAFSA (not available till January). At least that's how I understand it for MD.

 

[zoner]

Merit aid/scholarships are awarded by the Admissions office at the time of acceptance. Financial aid/loans are awarded by the Office of Financial Aid in the spring after you submit the FAFSA (not available till January). At least that's how I understand it for MD.

ah.. that will be nice if that is how things worked

 

[BabyDoc86]

Merit aid/scholarships are awarded by the Admissions office at the time of acceptance. Financial aid/loans are awarded by the Office of Financial Aid in the spring after you submit the FAFSA (not available till January). At least that's how I understand it for MD.

This isn't the same for all schools. DMU last year didn't send out FA letters until December, and my home MD school doesn't give them out until March.