Dentists, how much are you paying for your disability insurance and how old are you?

[AONLINE]

Would love to know how much people are paying for their disability insurance?

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[Dentists Disability Ins.]

The average cost for disability insurance is between 1 percent to 4 percent of your annual income. Depending on age, gender, state, and policy benefits.

Sample rates for a $5,000 monthly benefit:

• Age 25 - $135 - $203 / month
• Age 35 - $185 - $306 / month
• Age 45 - $291 - $404 / month
• Age 55 - $412 - $449 / month

 

[Thehighwind87]

0$. I don't have disability.

 

[Faefly]

Which is is good company?

 

[Dentists Disability Ins.]

Guardian, Principal, Standard, MassMutual, and Ameritas are the top 5 disability insurance companies.

Out of those, Guardian and MassMutual have the best policy language.

 

[WingZeroM3]

I have Principal with all the occupation riders...etc..
Principal 500 a month or so.
Coverage is 11 or 12k a month... IIRC.