Jongho Yoon, this is not a dilution problem. This is a neutralization problem which is why you don't add the volumes together. Destroyer is correct. Potbelly is wrong, you have to add the volumes when it is a dilution problem.
the problem is solved as follows...
(20)(0.24) = 48(N2)
---> N2 = [(20)(0.24)] / (48) = 0.1
Since HBr has only 1N, N2=M2, so M2= 0.1M