As a newly recognized doctoral candidate, I have been assessing my last year of training to see where I may end up finanicially by the time I graduate with my doctorate about this time next year. Since this is a real problem for some with our economy and somewhat lack of prolific positions immediately after graduation, I think it is important to share and even forewarn others of potential pitfalls that occur that further add to graduate student debt. Also, since this is a mostly anonymous forum consisting mainly of like-minded and educated individuals in similar situations, I wonder if folks might want to share their own personal stories on how they accrued debt and what their plans are to pay it off. I, for one, have my own story which currently (and fortunately) only falls at about 30k of student loan debt over the past several years. My plans are to aggressively pay the loans off by 2015 since I have very little debt elsewhere. Anyone else care to share their story?