Does any chain allow a Mega Backdoor Roth?

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KennethCool

Full Member
5+ Year Member
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From my searches, it appears CVS does not allow it. What about Walgreens/Rite-Aid/Kroger/Walmart etc ???
 
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Walgreens: no.

They do actually have a Voluntary Investment Plan where you can make after-tax contributions, but most pharmacists are on the cusp of being ineligible if you are a Highly Compensated Employee with a base salary over $120k. Furthermore, I don't think you can make an in-service rollover to a Roth IRA.