Doximity: Doctors Are Middle Class Now. Implications for Pain?

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incorrect.

obama's been gone a while now and the general public loves the ACA -- or at least like it more than before.
Sure but do you think the general public actually knows what the ACA does?

I’m assuming your claim is based on some sort of survey that says “do you like the ACA?” but I’d love to see more robust data because I bet the answer to “do you like your current healthcare plan?” would be quit different when in reality both questions are very intertwined.
 
That graph shows nearly linear growth over the last 30 years, until COVID. There’s really no change around the Obamacare implementation.
See my edit above...graph was for public health spending, not overall spending. this graph is from the link provided. Looking at spending as a percentage of GDP it went up since ACA after being flat in the few years prior.

U.S. Health Care from a Global Perspective, 2022: Accelerating Spending, Worsening Outcomes

1729892120192.png
 
See my edit above...graph was for public health spending, not overall spending. this graph is from the link provided. Looking at spending as a percentage of GDP it went up since ACA after being flat in the few years prior.

U.S. Health Care from a Global Perspective, 2022: Accelerating Spending, Worsening Outcomes

View attachment 394158
But then it’s flat again for several years. Even slopes down a little. Clearly the ACA didn’t rein in health care costs much if at all, and I’m not even really trying to argue it did any of the things it was supposed to. But I’m just not seeing this runaway explosion in spending after the ACA that you guys keep talking about. The charts just don’t support that conclusion at all.
 
But then it’s flat again for several years. Even slopes down a little. Clearly the ACA didn’t rein in health care costs much if at all, and I’m not even really trying to argue it did any of the things it was supposed to. But I’m just not seeing this runaway explosion in spending after the ACA that you guys keep talking about. The charts just don’t support that conclusion at all.
I don't think the ACA is the primary issue with runaway spending of our government, but I don't see much good and a lot of downside consequences. Note that chart shows and additional 2% of the GDP being spent on healthcare since the ACA. That's actually a pretty massive increase in real $ not really appreciated in the slope of the chart.

Increased premiums and far higher deductibles have certainly become the norm in the last decade. Interested in exploring the causes, including, but not limited to, the ACA. Anecdotally, I see a lot of people avoiding care because of high deductibles they would have been more likely to seek when their deductible was 1/4 of what it is now.
 
solution?

the real answer is to have crappy, very basic insurance for all like in canada or UK, but if you want an MRI tomorrow or a specialist next week or brand name drugs, you pay for a cadillac plan or out of pocket. that way, you can reduce or eliminate SOS (d) and allow medicare to remain solvent

like paying to skip the line at Disney
Isn't it illegal to practice medicine privately in Canada? That's not gonna work here.

How about something like UK but on a state by state basis? That is, you can be a state employed doc or you can be a private doc in states that opt in. States that opt in can use all their Medicare and Medicaid money for their new program. States that opt out can continue with the current systems.

We have this incredible opportunity to try things in different states. It's insane to experiment on the entire country.
 
Isn't it illegal to practice medicine privately in Canada? That's not gonna work here.

How about something like UK but on a state by state basis? That is, you can be a state employed doc or you can be a private doc in states that opt in. States that opt in can use all their Medicare and Medicaid money for their new program. States that opt out can continue with the current systems.

We have this incredible opportunity to try things in different states. It's insane to experiment on the entire country.
Definitely a fan of states being in charge. Most federal programs are too big to succeed, IMO. I concede this will lead to some terrible programs. Despite my libertarian leanings, I believe a basic Medicaid model for routine OV, screening and routine care would be a more efficient system than our current lack of basic care for some of the most vulnerable, who create/become a much bigger societal drag. An ounce of prevention…

Like all else, this would slowly grow beyond sustainable and…
 
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Definitely a fan of states being in charge. Most federal programs are too big to succeed, IMO. I concede this will lead to some terrible programs. Despite my libertarians leanings, I believe a basic Medicaid model for routine OV, screening and roilutine care would be a more efficient system than our current lack of basic care for some of the most vulnerable, who create/become a much bigger societal drag. An ounce of prevention…

Like all else, this would slowly grow beyond sustainable and…
I think the root cause of all this is the American mindset that healthcare MUST be equitable. That is, it's unethical for there to be any financial incentive to provide better, more expedient, more advanced care for more money. All the government and insurance payers forbid it.

The result is that there are other, far more perverse and destructive incentives to maximize profit.
 
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incorrect.

obama's been gone a while now and the general public loves the ACA -- or at least like it more than before.
The general public loves Obamacare? Uh huh…show me the study. Or are you speaking out of your ass
 
Asking the public whether they like Obamacare is like asking them if they like McDonald’s. Of course they do. But it wrecks society.
mcdonalds wrecks society?


saying obamacare wrecks society is a bit hyperbolic
 
The average person with employee benefits saw their actual insurance expenses skyrocket while coverage became poorer. Physicians have seen insurance mandates and administrative burden grow like a malignancy since ACA passed. (I am not pinning all of this trend on the ACA, but it sure didn't serve physicians well.)

Doubling the cost for 70% of the population to subsidize 10% of the population is terrible policy. (Arbitrary figures)
very arbitrary. you need to back them up.

the number of insured people have gone up tremendously.



i would hazard that the premium increase was a blatant attempt by insurers to not only guarantee that they could cover the additional enrollees but to make money, as are the mandates and additional administrative burden. the more roadblocks that are placed, the fewer procedures and the more delay which improves the insurers financial standing.

 
very arbitrary. you need to back them up.

the number of insured people have gone up tremendously.
You have a strange definition of “tremendous” because IMO “7%” does not really fit that bill.

In the meantime, average health insurance premium for a family has increased literally 75-100% since 2008 depending on the source you look at.
 
You have a strange definition of “tremendous” because IMO “7%” does not really fit that bill.

In the meantime, average health insurance premium for a family has increased literally 75-100% since 2008 depending on the source you look at.
7% absolutely does fit that bill

the ACA is not the major reason for increased premiums
 
You have a strange definition of “tremendous” because IMO “7%” does not really fit that bill.

In the meantime, average health insurance premium for a family has increased literally 75-100% since 2008 depending on the source you look at.
not sure where you are getting 7%...

so it is okay to include 2 years prior to when the ACA was voted, and include the 2-3 years before it really went in to effect, and then include the fact that about half the states did not approve parts of the ACA (several states have still not allowed Medicaid expansion component) and blame all that on the ACA.

got it.
However, when considering only citizens ages 18-64, the decline in uninsurance rates has been more dramatic with uninsurance rates falling from 17.8% to 9.5% between 2013 and 2022.

even with the number 7%, you are talking about 18 million more insured Americans.
 
very arbitrary. you need to back them up.

the number of insured people have gone up tremendously.

Your metric for success appears to be the propagation of the greatest scam and drain on the American healthcare system - health insurance.
 
so blame the ACA for the insurance scam.


got it.




insurance premiums.PNG


clearly, the ACA was responsible for the increase in health insurance premiums 1999-2010.
 
You wouldn’t take home 25% less, you’d take home 75% less with socialized medicine. It’s why I can’t begin to understand why an intelligent physician would also be a democrat.
Supporting the Democratic Party is signing up for the destruction of your ability to support your family!


Check out doctor salaries in the largest economies of the EU, Germany, France, England etc.

I don't know where those stats are from but they're all wrong for Canada. An average below 200k USD is ridiculous.

The average for all medical specialties in my province is around 450k CAD which is about 325k USD, and my province is slightly below the national average. Practicing PM&R pain medicine in a private clinic but exclusively billing the provincial health insurance, about 600k CAD post-overhead is very reasonable which is roughly 430k USD (16 patients a day, about 8:00-16:00).
 
I don't know where those stats are from but they're all wrong for Canada. An average below 200k USD is ridiculous.

The average for all medical specialties in my province is around 450k CAD which is about 325k USD, and my province is slightly below the national average. Practicing PM&R pain medicine in a private clinic but exclusively billing the provincial health insurance, about 600k CAD post-overhead is very reasonable which is roughly 430k USD (16 patients a day, about 8:00-16:00).
That’s a lot more than I’d make in private practice in the US seeing only 16/day.
 
I don't know where those stats are from but they're all wrong for Canada. An average below 200k USD is ridiculous.

The average for all medical specialties in my province is around 450k CAD which is about 325k USD, and my province is slightly below the national average. Practicing PM&R pain medicine in a private clinic but exclusively billing the provincial health insurance, about 600k CAD post-overhead is very reasonable which is roughly 430k USD (16 patients a day, about 8:00-16:00).
Interesting. Are there other payers like private insurance?
 
Yes insurance is a scam and unaffordable for individuals who are not poor enough to get subsidized plans or not part of a giant employer

My insurance for a family of 5 all good health monthly premium for bc bs ppo went up to 2800 a month with a $8650 idiv deductible 17k family deductible
 
Yes insurance is a scam and unaffordable for individuals who are not poor enough to get subsidized plans or not part of a giant employer

My insurance for a family of 5 all good health monthly premium for bc bs ppo went up to 2800 a month with a $8650 idiv deductible 17k family deductible
17k deductible is painful.
 
Yes insurance is a scam and unaffordable for individuals who are not poor enough to get subsidized plans or not part of a giant employer

My insurance for a family of 5 all good health monthly premium for bc bs ppo went up to 2800 a month with a $8650 idiv deductible 17k family deductible
I'm surprised it's not more tbh. But totally agree that's insanely expensive for what you actually get. Great business model for BCBS though.
 
Interesting. Are there other payers like private insurance?

You can a "participating physician" where you're only allowed to bill the provincial insurance. If something (like PRP) isn't paid by the provincial insurance, you can bill the patient directly. You can periodically remove that participation (minimum 1 week) to offer private services as a "non-participating physician" too, but not both at the same time.

You can be a full-time "non-participating physician" where you're not allowed to bill the provincial insurance and can bill the patient for everything.

Patients can have private insurance for things like PT, OT, psychology, medication, dental, etc. but it's illegal to offer private insurance for medical services (aka consultations with a physician and medical procedures/surgeries).
 
You can a "participating physician" where you're only allowed to bill the provincial insurance. If something (like PRP) isn't paid by the provincial insurance, you can bill the patient directly. You can periodically remove that participation (minimum 1 week) to offer private services as a "non-participating physician" too, but not both at the same time.

You can be a full-time "non-participating physician" where you're not allowed to bill the provincial insurance and can bill the patient for everything.

Patients can have private insurance for things like PT, OT, psychology, medication, dental, etc. but it's illegal to offer private insurance for medical services (aka consultations with a physician and medical procedures/surgeries).
Very interesting, thanks for sharing.

I would like to try a program like that in a few states that are willing to opt out of Medicare...
 
Very interesting, thanks for sharing.

I would like to try a program like that in a few states that are willing to opt out of Medicare...
opt out of medicare or opt out of medicaid? no state would be willing to opt out of medicaid
 
typical libertarian.

tons of ideas, none of them realistic.

walk me though how a state eliminating medicare and medicaid would work
Those people move out of state. The underinsured/poor and the elderly without a tax base go elsewhere.
Brilliant economical move. Cold as ice. Unamerican.
 
typical libertarian.

tons of ideas, none of them realistic.

walk me though how a state eliminating medicare and medicaid would work
The federal govt offers states the option of accepting block grants instead of Medicare/Medicaid for it's residents. If a state accepts, they must develop and prepose a plan that ensures Medicare/Medicaid beneficiaries will be able to access some level of care in their state. Once accepted, a 1-3 year ramp up plan is initiated. During implementation, if the system fails to provide a minimal threshold, the money spigot is turned off and the original programs are reinstituted.

People who are in state but are not residents will be in a grey zone, as we are when we visit Canada.

I want to give ambitious states like CA the best opportunity to make a model that works.
 
The federal govt offers states the option of accepting block grants instead of Medicare/Medicaid for it's residents. If a state accepts, they must develop and prepose a plan that ensures Medicare/Medicaid beneficiaries will be able to access some level of care in their state. Once accepted, a 1-3 year ramp up plan is initiated. During implementation, if the system fails to provide a minimal threshold, the money spigot is turned off and the original programs are reinstituted.

People who are in state but are not residents will be in a grey zone, as we are when we visit Canada.

I want to give ambitious states like CA the best opportunity to make a model that works.
is the goal to reduce overall costs? improve access?

does the state get to keep the excess $$$ if there is any? and what if it costs more that proposed, does the fed provide a shield for this?
 
is the goal to reduce overall costs? improve access?

does the state get to keep the excess $$$ if there is any? and what if it costs more that proposed, does the fed provide a shield for this?
The goal is to allow states to try out systems that may be superior to our current system in terms of access to care, cost efficiency, and most importantly, sustainability.

Absolutely the state can keep the extra $$$ if there is any.

We could negotiate a kind of federal backstop if the system is failing, either in fulfilling its obligations, or in managing its budget.
 
The goal is to allow states to try out systems that may be superior to our current system in terms of access to care, cost efficiency, and most importantly, sustainability.

Absolutely the state can keep the extra $$$ if there is any.

We could negotiate a kind of federal backstop if the system is failing, either in fulfilling its obligations, or in managing its budget.
states could theoretically have more control at a local level, but unless you are going to ration care, reduce payments, curb drug and device costs, get rid of private insurance, i cant see how the outcomes and cost would be any different.

i know you said states would propose a plan... what would be your plan then?
 
states could theoretically have more control at a local level, but unless you are going to ration care, reduce payments, curb drug and device costs, get rid of private insurance, i cant see how the outcomes and cost would be any different.

i know you said states would propose a plan... what would be your plan then?
I would love to try a VA type system. At the same time, for private care, I would like to make a state law that requires everyone pay the same price for a service. IOW, insurance companies can't negotiate the price lower than cash paying patients. I think they're using their leverage unfairly. I would try to expand HSAs.
 
I would love to try a VA type system. At the same time, for private care, I would like to make a state law that requires everyone pay the same price for a service. IOW, insurance companies can't negotiate the price lower than cash paying patients. I think they're using their leverage unfairly. I would try to expand HSAs.
so then you would eliminate SOS (d)?
 
states could theoretically have more control at a local level, but unless you are going to ration care, reduce payments, curb drug and device costs, get rid of private insurance, i cant see how the outcomes and cost would be any different.

i know you said states would propose a plan... what would be your plan then?
Emphasis added. lots of cost savings there.
 
so then you would eliminate SOS (d)?
For the gov system, it wouldn't apply bc there's no "payer". Care is delivered internally without any 3rd party.

For the private sector, the patient is the payer so if they want to pay the SOSd, they're welcome to do so.
 
You can a "participating physician" where you're only allowed to bill the provincial insurance. If something (like PRP) isn't paid by the provincial insurance, you can bill the patient directly. You can periodically remove that participation (minimum 1 week) to offer private services as a "non-participating physician" too, but not both at the same time.

You can be a full-time "non-participating physician" where you're not allowed to bill the provincial insurance and can bill the patient for everything.

Patients can have private insurance for things like PT, OT, psychology, medication, dental, etc. but it's illegal to offer private insurance for medical services (aka consultations with a physician and medical procedures/surgeries).
How about private imaging, like MRI?

Other than subspecialist physicians, are there reasons to come to the US to get care?

I'm wondering how robust the free market, private healthcare is in Canada...
 
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