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Discussion in 'Pre-Pharmacy' started by dumbguy, Jan 1, 2009.
anyone started their FAFSA yet? Any tips?
get out your tax return forms. Most information requested by fafsa will be on your tax returns and/or your parents if you are a dependent. They may also request the value of your real estate, stock, and checking account.
Best of luck!
When can we start? now?
i did a school search on the fafsa website but cannot search for schools in candidate status? Can you only get government loans if it is an accredited school?
If you have no income to report, yes you can fill out the FAFSA now. If you have income to report, if would probably be best to do it after you have done your tax returns, but it's not required, just check the option have not file yet.
Maybe you know my situation, but..
-I live with my parents (they don't pay for my education, though...they are able to pay, but I really don't want their help)
-I have a full-ride scholarship for being a merit finalist
-I haven't worked since early 2007
anyway, since the pharmacy school im looking at is going to cost 36k/yr, I don't want to put any burden on anyone. I know I won't be able to work...but...can I fill out FAFSA as an independent (even though I live with my parents & I don't have any tax payments within the last 2 yrs)? Can I get a subsidized loan?
If you can't answer these questions, direct me to a person who could probably answer these questions. Thanks!
Artful Dodger, go to this link:
I am new to the FASFA this year because my dad has always handled the FASFA and tuition stuff for my undergrad, but I am fairly certain that going into a PharmD program (whether your parents claim you as a dependent on their tax return or not) classifies you as an indepedent for FASFA purposes. I do not think you will have any problem getting enough loans to cover tuition at a state or private school for your PharmD.
Awesome! Thank you very much.
Put your parents info in the FAFSA still though.. you need it to be considered for the Health Professions Student Loan.
It will depend on the school your applying to and how they classify their P1 students. Some schools still consider P1 and P2 (Xavier) as undergrad and I know there are others too. If that is the case, I don't see a way around NOT using your parents information, since you reside at the same address and don't have any income. If your school classifies their P1's as graduate students, don't sweat it you are automatically considered an independent student and you can get the max loans.
This health profession's student loan, is it an undergraduate loan? Also, whats the interest on this loan?
No it's not but you have to provide your parents' info to get this loan. If your parents make decent money you won't get the loan. When we had our info session about this loan they were pretty cryptic about what you needed to qualify, but there might be more info out there.
If you put your parents info. on the FASFA to get the health professions loan would you still be able to get enough federal loans to cover private school tuition (I know this depends on your parents income of course)? I think I would be better off using only my info. and getting all the federal loans versus probably being rejected for the health professions loan and then not getting other loans too because of my parent's income. I am going to pay for my pharmacy school on my own and will need the loans to cover private school tuition.
That's a good question to ask the school you will be attending. For my school it didn't matter for the fed loans because we are considered professional students in P1 and are hence independents. Other schools still consider you an undergrad so then it might matter.
My parents make a nice sum, and I don't want to take anything away from their hard-earned money. I would feel more comfortable if grad school came out of my own pocket. I think when the time is right...I'll deal with this issue. I really dont know my situation yet.
At UOP they told us they won't use our parent info against us. To be considered for the HPSL you must provide your parent info but that is the only thing it should be used for. UOP said after they do the HPSL thing they will then look at only YOUR info to determine your loans.
You should check with your school.. they have a lot of experience with this stuff.