FAP doesn't make sense?

This forum made possible through the generous support of SDN members, donors, and sponsors. Thank you.

CloverBale

Full Member
7+ Year Member
Joined
Apr 7, 2016
Messages
678
Reaction score
2,269
Why would it be based off of my parent's income when I'm 26 and they no longer support me? It's not like I can ask them for financial assistant when I'm an adult and living on my own, with my own income, paying for everything? What if you're like 30+? Still doesn't make sense.
 
And on top of that, paying to apply to medical school is ridiculously expensive to the point that I could consider it elitism. I see people paying thousands and thousands of dollars for the chance to even apply to medical school? Then when you're in it, you're even in more debt? I can't even apply to medical school this year because I have to save up money to apply for it. I want answers and I need someone to tell me who runs this show because it needs fixing. They're preventing people from the lower/middle class from attending medical school. Most people are still in debt from undergraduate, you can't expect this to be right or just. And no, I refuse to withdraw a loan out for some applications. That's ridiculous.
 
Why would it be based off of my parent's income when I'm 26 and they no longer support me? It's not like I can ask them for financial assistant when I'm an adult and living on my own, with my own income, paying for everything? What if you're like 30+? Still doesn't make sense.
Plenty of 26 year olds or 30+ year olds get financial support from their parents. Unfortunately there isn't a great way to separate you from them.
 
Plenty of 26 year olds or 30+ year olds get financial support from their parents. Unfortunately there isn't a great way to separate you from them.
Right. So AMCAS with their swanky office building needs to reevaluate the FAP program so it's based off of independent income, like you know, how financial aid works. I
 
I thought that when you fill it out you can say you are independent from your parents and they don't consider them.
 
I personally knew people that couldn't apply to more than 3 schools because it was going to put them in a financial burden. I also know of multiple people that withdrew II because they didn't have the money to fly, get a hotel room and all that jazz. It's not pretty, but we can't change it, for now.
 
I personally knew people that couldn't apply to more than 3 schools because it was going to put them in a financial burden. I also know of multiple people that withdrew II because they didn't have the money to fly, get a hotel room and all that jazz. It's not pretty, but we can't change it, for now.
Why not? AMCAS is sitting pretty making millions of dollars on our applications. They can afford to dish out more financial aid. Come on, undergraduate is expensive, MCAT classes/study materials are expensive, this is just a joke. We need to get a petition going. It's not fair to those who can't afford to apply. Just because your parents are or aren't wealthy shouldn't determine whether or not you can apply for the chance of even being consider to go to med school. Am I the only who who thinks this is wrong? Like taking out loans isn't an option for many people, especially if they were doing so for undergraduate in the first place. There should be equal opportunity.
 
And on top of that, paying to apply to medical school is ridiculously expensive to the point that I could consider it elitism. I see people paying thousands and thousands of dollars for the chance to even apply to medical school? Then when you're in it, you're even in more debt? I can't even apply to medical school this year because I have to save up money to apply for it. I want answers and I need someone to tell me who runs this show because it needs fixing. They're preventing people from the lower/middle class from attending medical school. Most people are still in debt from undergraduate, you can't expect this to be right or just. And no, I refuse to withdraw a loan out for some applications. That's ridiculous.
Not to mention that the price of med school going up. JHU tuition increases by 2k every year. I don't even want to think about how expensive the whole process is gonna be when I apply
 
Not to mention that the price of med school going up. JHU tuition increases by 2k every year. I don't even want to think about how expensive the whole process is gonna be when I apply
Exactly! AMCAS has a monopoly over the entire med school application industry. Nobody is bother going to bother challenging them because there's nothing we can do. Again, this is ridiculous.
 
The financial pain train continues through medical school and into residency. All aboard!
 
Exactly! AMCAS has a monopoly over the entire med school application industry. Nobody is bother going to bother challenging them because there's nothing we can do. Again, this is ridiculous.
Exactly. And it really sucks. It's not like people can boycott medical school admissions because someone will gladly take that seat, and honestly I would too. The whole thing is more ruthless than it is expensive.
 
The financial pain train continues through medical school and into residency. All aboard!
I can understand medical schools requiring a **** ton of money, and I can maybe understand residencies, but this is ridiculous. Like we gotta draw the line somewhere and say enough is enough.
 
Right. So AMCAS with their swanky office building needs to reevaluate the FAP program so it's based off of independent income, like you know, how financial aid works. I
Anyone can say they are independent all while getting cash or having apps paid for by parents. There is very little way to truly prove financial independence.
 
Anyone can say they are independent all while getting cash or having apps paid for by parents. There is very little way to truly prove financial independence.
Well you can argue that about undergraduate financial aid as well, but they still utilize that method. Reality of the matter is that financial aid doesn't even use the 300% below poverty guideline either way. I'm on food stamps, I'm below poverty line, my parents aren't. They've got 2 kids to feed. It's a flawed system; either you're rich enough to afford it, you go into more debt, or you're really really poor. The rest of us are left out, while AMCAS is making millions of dollars in profits.
 
I think there is some kind of petition to get rid of the Step 2 CS exam because it is basically a cash grab. So there is some popular movement toward fighting back.
 
FAP sucks. The point of the rules of FAP are there to make sure almost nobody gets it. Got a wife and 2 kids? Well if your parents aren't retired then you're effed.
 
I want to add that AAMC doesn't take into consideration all of your brothers and sisters when determining whether your parents income is below 300% of the poverty line. They expect your parents to be helping you financially but not the rest of their children. I have 12 brothers and sisters, but only one of them counted. I'm also 31, married, and have two kids.
 
Preach! AMCAS is swimming in money while throwing talented minds under the bus. They could at least start something like a ~0% APR loan for application fees if they won't offer more financial aid.
 
I want to add that AAMC doesn't take into consideration all of your brothers and sisters when determining whether your parents income is below 300% of the poverty line. They expect your parents to be helping you financially but not the rest of their children. I have 12 brothers and sisters, but only one of them counted. I'm also 31, married, and have two kids.

Did you write about your experiences as 1 of 13 children in your PS?
 
Not meaning to rub salt into this wound, but several of the medical schools I have dealt have age cutoffs for not considering parents income in the 30s. Some of the Ivies have it at 44 years of age.
What the hell?? Where is the logic in any of that. If your middle aged and still depending on your parents Income how will you be ready for medical school, and yet they look for mature and well rounded applicants.
 
Last edited:
The entitlement in this thread is strong. A significant number of applicants who think they should be eligible for FAP really shouldn't be, as they have no idea what it means to struggle financially.

Are applications grossly overpriced? Yes. Does that mean that suddenly financially stable applicants are now needy? No.
 
I am disqualified from fee assistance because my father makes a six figure salary, even though he does not contribute to application fees. I am sure there are many in the same boat. I'll find a way to manage, but it seems to me that it needlessly skews the bias in favor of the wealthy. The need to apply to 20+ schools to have more than a snowball's chance in Hell exacerbates the problem. I've said it before and I'll say it again...if the schools only want serious people to apply, write applications for serious people to fill out. Otherwise anybody with a checkbook can fill out a 250 word essay on what makes them "diverse" and send it off en masse.
 
The entitlement in this thread is strong. A significant number of applicants who think they should be eligible for FAP really shouldn't be, as they have no idea what it means to struggle financially.

Are applications grossly overpriced? Yes. Does that mean that suddenly financially stable applicants are now needy? No.
I misunderstood what FAP was. I didn't know we were talking about secondaries' fees. I thought it was for student loans (FAFSA). Suck it up, buttercup. Apply to less places.
 
I misunderstood what FAP was. I didn't know we were talking about secondaries' fees. I thought it was for student loans (FAFSA). Suck it up, buttercup. Apply to less places.
YES.
I am disqualified from fee assistance because my father makes a six figure salary, even though he does not contribute to application fees. I am sure there are many in the same boat. I'll find a way to manage, but it seems to me that it needlessly skews the bias in favor of the wealthy. The need to apply to 20+ schools to have more than a snowball's chance in Hell exacerbates the problem. I've said it before and I'll say it again...if the schools only want serious people to apply, write applications for serious people to fill out. Otherwise anybody with a checkbook can fill out a 250 word essay on what makes them "diverse" and send it off en masse.
Dude, relative to those who are eligible for FAP, you are the wealthy. Sorry, but as someone who was homeless in college and had to drain my years of savings to afford travel fees and interview attire, it's pretty hard to generate sympathy for those of you who grew up without ever worrying about being able to pay rent/afford groceries sit here and complain about being cut off from your parents (finally).

If FAP discounted parental income, everyone would qualify for need-based assistance. Be an adult, get a job, pay your fees, and be thankful that you aren't sitting on a mountain of undergrad loan payments on top of it.
 
YES.

Dude, relative to those who are eligible for FAP, you are the wealthy. Sorry, but as someone who was homeless in college and had to drain my years of savings to afford travel fees and interview attire, it's pretty hard to generate sympathy for those of you who grew up without ever worrying about being able to pay rent/afford groceries sit here and complain about being cut off from your parents (finally).

If FAP discounted parental income, everyone would qualify for need-based assistance. Be an adult, get a job, pay your fees, and be thankful that you aren't sitting on a mountain of undergrad loan payments on top of it.
At least you had years of savings to drain. I am an adult with a job and a mountain of undergrad loans. And I still worry about being able to pay rent/afford groceries. I had to go into $5000 of credit card debt in order to apply because my dad, who makes $70,000 per year, only claimed one of his children on his tax return. He doesn't help me financially, but he does have to take care of his wife and 4 adult children who still live with him.
 
YES.

Dude, relative to those who are eligible for FAP, you are the wealthy. Sorry, but as someone who was homeless in college and had to drain my years of savings to afford travel fees and interview attire, it's pretty hard to generate sympathy for those of you who grew up without ever worrying about being able to pay rent/afford groceries sit here and complain about being cut off from your parents (finally).

If FAP discounted parental income, everyone would qualify for need-based assistance. Be an adult, get a job, pay your fees, and be thankful that you aren't sitting on a mountain of undergrad loan payments on top of it.
I don't understand the vitriol. I do have a mountain of undergraduate loan payments and I work three jobs alongside a full academic schedule to pay for everything. I'm not asking for sympathy, I'm pointing out what I think is a glaring flaw in the system. I don't care if you're a millionaire or dirt poor...I don't think secondaries should cost this much. It makes no sense to me. To the poster who says "suck it up and apply to less places," that's terrible advice. Why should somebody automatically make themselves less competitive by virtue of having less money?

To make this more on topic, the idea of a 30 year old person being required to report their parents' income is ridiculous.


Sent from my iPhone using SDN mobile app
 
It's a messed up. I don't I don't qualify and have had to forgo applying/ submitting secondaries to many schools. Couldn't afford it. Yes, I have a job. Yes I have a "mountain of undergrad loans". I'm not even going to get into how I grew up. I understand there are some worse off than I was but not that much worse. To say one is "wealthy" and that they shouldn't qualify for FAP without knowing anything about their lives is ridiculous. Stop.


Sent from my iPhone using Tapatalk
 
At least you had years of savings to drain. I am an adult with a job and a mountain of undergrad loans. And I still worry about being able to pay rent/afford groceries. I had to go into $5000 of credit card debt in order to apply because my dad, who makes $70,000 per year, only claimed one of his children on his tax return. He doesn't help me financially, but he does have to take care of his wife and 4 adult children who still live with him.
Because I worked for it by carrying a full-time job while being a full-time student and working 60-70 hrs per week after graduating. It doesn't cost $5,000 to apply to medical school. If you're blowing through this much money, you are bad with money.

I don't understand the vitriol. I do have a mountain of undergraduate loan payments and I work three jobs alongside a full academic schedule to pay for everything. I'm not asking for sympathy, I'm pointing out what I think is a glaring flaw in the system. I don't care if you're a millionaire or dirt poor...I don't think secondaries should cost this much. It makes no sense to me. To the poster who says "suck it up and apply to less places," that's terrible advice. Why should somebody automatically make themselves less competitive by virtue of having less money?

To make this more on topic, the idea of a 30 year old person being required to report their parents' income is ridiculous.


Sent from my iPhone using SDN mobile app
The issue is the cost of secondaries, not that you don't qualify for fee assistance.
It's a messed up. I don't I don't qualify and have had to forgo applying/ submitting secondaries to many schools. Couldn't afford it. Yes, I have a job. Yes I have a "mountain of undergrad loans". I'm not even going to get into how I grew up. I understand there are some worse off than I was but not that much worse. To say one is "wealthy" and that they shouldn't qualify for FAP without knowing anything about their lives is ridiculous. Stop.


Sent from my iPhone using Tapatalk
If you are truly estranged from your financially stable parents and you were completely independent of them throughout college, you can submit an affidavit to FAP to have only your income considered. The issue here is that plenty of students want to reap the benefits of having stable parents all through college and then when it comes time to pay their own fees to apply to a professional school, they are suddenly an "adult" and deserve to be treated as such.
 
Another thing I'll add that may help some. It doesn't hurt to email the people in the admissions offices of the schools you want to submit secondaries to. They are people and the understand you can't fit everyone's situations into specific boxes. Life happens. Reach out to them, tell them your situation, and ask for them to waive the fee for you if you have a legitimate need.


Sent from my iPhone using Tapatalk
 
Because I worked for it by carrying a full-time job while being a full-time student and working 60-70 hrs per week after graduating. It doesn't cost $5,000 to apply to medical school. If you're blowing through this much money, you are bad with money.
I've been married with at least one child for over a decade. I haven't had financial support from my parents for over 13 years. I've been working full time for over a decade. When you include the primary, secondary, and interviews, it does cost $5000 (depending on how many schools you apply to). I had to apply to a lot of schools because my GPA wasn't very high. And I'm just fine with money, thank you very much. I just never made very much of it. Not everyone applying for FAP is single and 22 years old.
 
I've been married with at least one child for over a decade. I haven't had financial support from my parents for over 13 years. I've been working full time for over a decade. When you include the primary, secondary, and interviews, it does cost $5000 (depending on how many schools you apply to). I had to apply to a lot of schools because my GPA wasn't very high. And I'm just fine with money, thank you very much. I just never made very much of it. Not everyone applying for FAP is single and 22 years old.
If cost is a limiting factor, you need to contact schools and ask for secondary waivers. If they won't give them, then do your research and apply to schools who don't have astronomical secondary fees. Get your interview attire used. Crash with student hosts when you interview. Be smart about travel fees and drive whenever possible. Schedule low priority schools after October and cancel interviews if you get in before then. There is no reason anyone should be spending 5k on interviews. If you are applying to that many programs, you haven't done your research on the schools you are applying to.
 
It's always going to be a rich mans game and a poor mans struggle. Every single aspect of applying to medical schools (or any job out there) is made easier with extra cash. Not having to work during undergrad means time to volunteer, gain more clinical exposure, have more time to get good grades, mcat prep courses, being able to apply to more school, travel to more interviews etc.

I'm sure to some degree adcoms know this. And to the extent they don't, we get adversity essays and interviews to explain ourselves. In the end > half the class of med students will have at least 1 physician parent/come from a wealthy background etc regardless.

It is what it is and it's probably not going to change since there's hardly any incentive on AMCAS's side to cater to the not-so-wealthy outside of FAP. We just have to take out loans and save where we can along the process.
 
If cost is a limiting factor, you need to contact schools and ask for secondary waivers. If they won't give them, then do your research and apply to schools who don't have astronomical secondary fees. Get your interview attire used. Crash with student hosts when you interview. Be smart about travel fees and drive whenever possible. Schedule low priority schools after October and cancel interviews if you get in before then. There is no reason anyone should be spending 5k on interviews. If you are applying to that many programs, you haven't done your research on the schools you are applying to.
I don't have the luxury of applying to schools with low secondary fees, and most schools are at around $100. Very few schools have low secondary fees. There is only one school within driving distance. It only takes a couple of interviews to go over $5000 when you apply at over 20 schools. Even if you are frugal. I have done my research on the schools I was applying to.
 
Last edited:
If you are truly estranged from your financially stable parents and you were completely independent of them throughout college, you can submit an affidavit to FAP to have only your income considered. The issue here is that plenty of students want to reap the benefits of having stable parents all through college and then when it comes time to pay their own fees to apply to a professional school, they are suddenly an "adult" and deserve to be treated as such.
Can you post a link where AAMC says you can submit an affidavit to have only your income considered. If such a thing is possible, then AAMC sure does a good job of hiding that information.
 
I don't have the luxury of applying to schools with low secondary fees, and most schools are at around $100. Very few schools have low secondary fees. There is only one school within driving distance. It only takes a couple of interviews to go over $5000 when you apply at over 20 schools. Even if you are frugal. I have done my research on the schools I was applying to.

A little off topic, but does every primary application cost about $100 and secondaries the same? If so, I'm going to be spending about 5k before the thought of interviews :/
 
A little off topic, but does every primary application cost about $100 and secondaries the same? If so, I'm going to be spending about 5k before the thought of interviews :/
For primaries it's $160 for the first schools and $37 for each additional school. Secondaries are mostly around $100. I had one that was $35, but the rest averaged out to about $100 per school.
 
For primaries it's $160 for the first schools and $37 for each additional school. Secondaries are mostly around $100. I had one that was $35, but the rest averaged out to about $100 per school.

Thank you! And FAP covers the first 14 schools, but not secondaries? (I'm going to look this up when I get off work).
 
AMCAS is corrupt. Why are we forced to use their website for applications? Surely there must be a way around this. There needs to be a legislation for this; we can't just let this multi-million dollar company do whatever it wants because they know they're in complete control. I mean isn't that even against the law? A monopoly?
I could write a hundred angry letters and emails to AMCAS and they'll reply back with a giant "lol".
 
I'm poorer than you

No I'm poorer than you

Nuh uh I'm poorer than both of you

Settle down girls you are all poor and pretty
 
Top