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If you take out Stafford Loans, do you have to take them out over 10 yrs or can you increase the payback time to 20 or 30 yrs? What is involved? Consolidating, just letting them know your desire? If that was the case, I would think everyone would just take out 30 yr loans and if they had extra $$ to put towards the principle..do it as they go along. People could pay their loans off in 10 yrs anyway but the pressure wouldn't be there. Can you do this?
