Lol I know exactly what you're talking about, I was at one of the info sessions and that lady said the same thing. Totally bizarre! Idk if you were at USF's second look event, but I went and the current students said they didn't feel like it was a super high stress environment, for what ever that's worth...
If you don't care about competitive specialties, I don't see how Morsani's resources or perceived prestige would be worth 80k in loans, since you wouldn't need them to get where you wanna go. You kinda alluded to it, but for all Morsani's talk about research, the brand new buildings they've built, Tampa General/Moffitt, and their high average stats, the match list really isn't that impressive, which is all that really matters.
There are so many people who wish they were in your shoes! Congrats and good luck!