Grad Plus Loans a must?

[drold2013]

Advertisement - Members don't see this ad

If you don't qualify for Grad Plus Loans because of credit issues, can you still attend medical school? Do u guys know of anyone who has done it? what kinda aid is available if the Grad plus is a no go? what about scholarships through the armed forces and the like? will they do?
Please, let me know. I'm freaking out

 

[LifeTake2]

If you can't quality for the loans that is going to make it tough, not sure if impossible a lot depends on what you are willing to give up.

1) Pride: you can get a co-signer for Grad Plus that will over-ride your credit issues.
2) Money: you can agree to work in primary care in an under-served area and get private or government scholarships to pay for your school.
3) Freedom: IF you can qualify you can purse a military scholarship which will trade paying for school with years of service in the military. They are competitive and there are age & medical standards as well because you have to quality for an officer commission.

Outside of these about the only other option you have is marrying rich or winning the lotto. This process is expensive, many people spend several thousand just applying, it is not for the meek.

 

[notbobtrustme]

You can shoot for a low CoA school, but it's extremely difficult staying under the 40.5k limit/year for Stafford loans. Be aware that Staffords have a life-time limit of something like 186k, which includes undergrad/other grad work.

 

[smq123]

Cross posted in the Osteopathic forum. Please go there to comment. (http://forums.studentdoctor.net/showthread.php?p=13163753#post13163753)