I always say to put money into a suit now because it's something you can use again and again if you buy well now. Are you a boy or a girl? Guys I don't know as well...🙂 For ladies, I think J.Crew, Ann Taylor, Banana Republic, etc. make nice, conservative suits. I got a navy blue suit from JCrew a few months back that was ultra cheap...The jacket was $99 marked down from $269 and the pants were $70 marked down from $150...And it's very cute. Of course, the shirt underneath, belt, shoes, bag etc marked up the price for the whole outfit. 🙂