Handling moving costs before financial aid disbursement

[athenaparthenos]

Ugh. How are you guys dealing with moving expenses before the aid money comes in? According to Western's website I won't get my financial aid disbursement until a week after orientation... but I'm moving down there 2 weeks *before* orientation. Between two months of rent, cost of getting down there, food, and furnishings, I'm going to be out around $3000 which I certainly don't have yet! Is anyone else facing this? 😱😱😱

---

Members don't see this ad.

 

[Emio]

i did, last year. though it was only one month rent and i was only driving 2 hours with all my stuff in the family truck.

you realize it now, right? so start working extra hours and saving for hte next two months... thats all i could do. better than if you didn't realize you were gonna be in this ****hole when you first stopped for gas on your way to cali, lol

 

[chris03333]

Ugh. How are you guys dealing with moving expenses before the aid money comes in? According to Western's website I won't get my financial aid disbursement until a week after orientation... but I'm moving down there 2 weeks *before* orientation. Between two months of rent, cost of getting down there, food, and furnishings, I'm going to be out around $3000 which I certainly don't have yet! Is anyone else facing this? 😱😱😱

$3000 form portland to SoCAL????

Have you checked out www.movingscam.com

My move from pomona to michigan was that much................

 

[SweeTeaPie]

$3000 form portland to SoCAL????

Have you checked out www.movingscam.com

My move from pomona to michigan was that much................

I don't think she means the actual moving is going to cost that much...

Ugh. Between two months of rent, cost of getting down there, food, and furnishings, I'm going to be out around $3000 which I certainly don't have yet! Is anyone else facing this? 😱😱😱

I'm sure the two months rent is going to be $1000 by itself, then probably abou $200 or so (maybe less) for food for two weeks (=~1,200) travel, and furnishings for an apartment, yeah i can see where that would be around 3,000...

Sorry, I don't have any useful advise though 🙁

 

[athenaparthenos]

Yep, rent's just a hair over $1000 per MONTH (for my own studio, no roomies for me), so two months plus food and buying the necessities for the apartment (bed, desk, etc.) will put me near $3000. The actual moving isn't going to be bad as my parents are coming along (they used to live down there, so it'll be a fun trip down memory lane for them) and helping with gas and whatnot. It's the living there once I make it down that's going to suck, heh.

Just had to rant because today I just got notified from the apartments when I need to put in rent and security deposit and whatnot, did the math, and went "whyyyyyyy." LOL. But yeah, at least now I'm prepared for it. Can't save much money at my $10/hr part-time job I'm quitting in 3 weeks, but oh well, c'est la vie...

 

[VAgirl]

Options could include borrowing from your mom and dad or taking out a short term loan from the bank to be repaid once you get your disbursement.

A kind of iffy possibility could be to get (or maybe your parents could get) a credit card with zero-interest during the introductory period, and you might be able to float the money on that without incurring any interest until you get your disbursement. Or some credit cards offer zero interest on balance transfers for short periods of time. HUGE CAVEAT is that sometimes CC companies will offer you one card ("preapproved") and send you a different card with totally different terms. So you'd ABSOLUTELY have to read the fine print and know exactly what was what to keep from getting taken in. It's risky for sure. I know that my boyfriend's father managed to float something like $10K on a series of different credit cards via 0% interest balance transfers for something like a year. But it took a lot of his time to read all of the fine print, to know when the 0% introductory rate ended, and have the next card applied for and lined up to transfer the balance to. Now, you probably wouldn't need to do it but once given your time frame, but still. If you have other options (like the first two above) I personally would go with those. Easier, less time consuming, and less risky. I just thought I'd mention this one anyway.

Good luck!

 

[soxbox]

I faced this problem last year... Luckily, I was able to come up with rent money and cost of hotels and fuel for the cross country trip, but I was also moving with one of those ABF U-Pack Pod type things which ran just shy of $2,000 which went onto a credit card. And unfortunately, the financial aid money didn't include any moving expenses (and I had NO wiggle room with the money they gave us), so I wasnt able to pay that bill off using any financial aid... I slowly chipped away at it with my anatomy lab student custodian job 🙂

good luck in figuring something out!!

 

[athenaparthenos]

Oooh, for a minute you had me scared, soxbox! I do have credit cards so I can put rent and everything on them (I was just trying to save them for emergencies and hadn't been planning on needing them yet, but they will work), but I was definitely going to pay them off with student loans... however, rent is definitely covered in tuition so I should be able to pay that off with loans at least.

 

[veggirl]

Oh man! It makes me cringe just thinking about using a credit card....especially for this kind of stuff. If you are moving 2 weeks beforehand and you get your check a week after, then you really should just have to pay for 1 months rent...unless you are counting security deposit as another months rent?? And you could probably put off furnishings until you get loans too. Maybe not the bed, but all the rest might could wait....maybe?? There may even be some family members wanting to give away an old desk or something too - if you put the word out there that you need help.

Anyways, I personally, am working 60 some hours (between two jobs) per week to try to save up some extra money for these types of expenses. I know you said you are quitting your job in 3 weeks, but maybe you could keep working for a few more. Or you could pick up another job too. And I am finding that selling stuff on Craigslist has come in handy as well.

Good luck with the move! And the money! I think we are all atleast a little bit nervous - especially when it comes to the money....so you are in good company! 😀

 

[athenaparthenos]

Unfortunately I'm moving in in mid-July (orientation week starts August 4), so that's July's rent and August's rent due on the first of each month, and not really time to get another job or work much more on the one I have now. I've definitely tried the selling stuff route, but the stuff I have nobody wants (please someone buy my prom dress already, lol!!!). The furnishings and stuff I'm worried about less... but, I think it will work out okay on credit + my parents helping out. I don't know why they don't give the disbursement checks earlier -- you sign the promissory note stating you'll pay it back in full 2 or 3 months before the school year starts, so I'm not sure why they can't give it earlier... don't they consider moving costs?

 

[twelvetigers]

I took my prom dress to a consignment shop. Sold for $180. Not too shabby! It was prom season though.

Actually... that shop gives 1/2 of whatever thing sell for, and I think I got about... $400 in all? I'm a clothes horse (whever that really means, anyway). Not a bad option to consider if you are similar...

 

[athenaparthenos]

Dang! I'm jealous, twelvetigers. I tried taking my stuff in to a shop in my neighborhood, they wouldn't take a single stitch of it! So depressing!

 

[twelvetigers]

I, uh, had a lot of clothes. And shoes. And Mom was always good with laundry so that nothing ever faded or looked worn. But mostly, I just had a crapload of clothes.