Helpful tips to save money in dental school?

[dieanotherday]

All my clothes/housewares/general stuff comes from Kohls

I wait for their 30% off coupon combined with their every $50 spent you get $10 dollars back
I love my kohls card

On Black Friday, that is the place to be
every $50 you get $15 back and this is going to work out nicely when I finally get that dyson...
I got my keurig 3 years ago on Black Friday and it ended up being $90 with 3 boxes of k-cups, you can't even find that at costco! I spent a little more on random knick knacks and got the $20 kohls cash from the 100 I spent that night.

Then my kohls cash which was basically a bonus I can use with a standard 15% discount coupon I find online.

Wait for major sales. Plan ahead, anticipate anything you might need, sign up for email offers before you shop!

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[sacapuntas]

Ya'll are pretty caught up in credit cards...maybe that's due to it being the familiar, but wow...anything I ever wanted to know about credit cards is available in this thread🙂


Anyone seriously interested in getting more knowledgeable about finances (beyond credit cards) as it specifically relates to life as a dentist needs to register at dentaltown. At your fingertips are hundreds of dentists (rather than the 5 (who are very appreciated by the way)) who have already blazed the trail on success in our profession and there is a lot to learn that isn't available here. Do yourself a favor and head over there, now.

 

[ToothbrushBuddy]

Just wanted to let you guys know about something I just found out today, moving companies will price match! By making two moving truck reservations with two different moving companies, I got the moving truck rental price down from $800 for a one-way rental to $561 just by calling to cancel with both companies.

 

[UltimateHombre]

Listen... if you don't leverage credit cards to your advantage as a practice/business owner, you are either ignorant or stupid.

Use your credit card, and the banks money, to buy petty monthly expenses and rack up reward points. Use your own money and profits to invest in a producing asset: ETFs, real estate, IRAs, etc. Your money will be much better off, gaining 8-10% in the market, than paying for petty business expenses. Then simply pay off the balance at the end of the month.

There are many credit cards out there, American Express and Chase Ink are both good ones, that actually force you to pay off the balance at the end of every month or they will cease to work. The credit card company makes money, by all the vendors paying them a percentage of all the large transactions, and you get some small rewards and the gift of them loaning you small amounts of money for a month. It is a symbiotic relationship.

My current company regularly carries balances of 50-100K a month on a credit card, then pays it all off at the end of the month and reaps the reward benefits. Meanwhile our profits nest safely in business/retirement/annuity accounts that continue to pay us dividends.

The same principal can be applied on a micro level to a poor college student with a $1500 balance, just be smart and disciplined and you will be ok. @Flashes23, the financially disciplined laugh at your theory, because if you are already living on a strict budget out of your debit card/checking account, there is no reason you can't do the same out of a credit card and pay it off with your debit card every month.

@Bereno, please correct me if i am way off base here.