I've heard that a lot of students live in Brooklyn or Queens -- from Brooklyn, SUNY is a straight shot from one of the subway lines (the 6, maybe?). I met a couple students who actually live in Manhattan -- you can get a (tiny) studio for around $1,000, if you want to live in the city and don't mind living in a small place. I think it would be exciting to live downtown for a few years, plus it would be nice to be so close to school since we're going to spend a lot of time there!
I've heard the 2nd year is the worst in terms of the material and the time spent -- taking classes, practicing procedures, and studying for boards. The 1st year is going to be really tough, too. I can't believe the number of credits we're taking. I can't wait, though, it's going to be hard work but you're right, it'll be fun, too.