Honestly, I intentionally did not mention location. I am one of those people who does not mind the cold weather or crappy options for things to do at my favorite program. My sig other, on the other hand, is rooting for the three warm programs within ten minutes of the beach that I have interviewed at. We will see who has the stronger personality in the end, I guess.
As far as stipend stuff goes, if you want to take salary and stipend and free lunches and transportation costs and rent/ownership costs into account I suppose you could do some arithmetic to find out where you'll come out on top financially speaking, but I don't think I'll be writing that equation out because I'll probably leave something out and, in the end, I figure the difference won't be very important to me after all, but kudos and good luck to anyone who really wants to figure that all out.
As far as protected time goes, I have similar feelings to my thoughts on money. If you wanted to do the arithmetic and calculate protected time and add free time while subtracting out commute time, conference time, committed lunch time, evening requirements, weekend requirements, and whatever other time commitments you may have such as mowing a lawn vs snowblowing (depending on the weather, right?) I think you could draw some conclusions from the math. For me, though, this number is not worth the effort and anything short of taking EVERYTHING into account falls short of estimating real differences.
In my experience some places that don't have protected time tend to not begin before 9 am (leaving plenty of time for studying) and some places with a half day of protected time or more start at 7 am and frequently go long after 5 pm (meaning you have to catch up with charting/reviewing your dictations during this time), so it's a half dozen of one or six of another to me. I'm going to rely on other things to make my list.
Thoughts?