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how do u afford financially when

Discussion in 'Pre-Medical - MD' started by mikedoc, Jul 24, 2006.

  1. mikedoc

    mikedoc Junior Member
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    Hi.

    I am pre health student but I graduated from college and am seriously considering post bac program as I really need to boost up my science gpa.

    My question is (for people who are in the same boat as me)
    how do you afford postbac education and living expenses?

    My parents don't understand why I need to do postbac program and
    they are nagging me about how I don't make any money even though I graduated from college. It's really frustrating but at the same I feel really bad as in my age I should be making money and even probably shell off some money to my parents. My parents tell me not to do postbac since they can't afford it, so I tell them that I am going to get loans for my postbac and living expenses and be independent on my own, but then my parents scold me that 'who in this world take out loans to be independent?'. I am really lost. I think I really need to take postbac due to GPA and after I do my postbac (and assuming I do well in it), I will be in perfect shape (gpa over 3.5 and I am confident that I can do 30+ on MCAT) and be competitive in whatever graduate program I apply to gpa-wise (let it be med, dent or law). But I don't know how to make my parents understand my situation and I am just lost.

    So for people who do postback after college or anyone who does further education after college to increase gpa, how do you afford financially?
     
  2. braluk

    braluk SDN Surgerynator
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    doesnt really sound like you have very supportive parents. take the loan out in your name and you pay it back yourself, thats the definition of independece. as long as you are in school your grace period wont end, so you can pay it back in increments AFTEr you graduate. KEY BANK LOAN, FAFSA to qualify for Federal Stafford Loan, Federal Perkins Loan and Federal Work-Study, GradONe Loan

    check this website out, i have been quite accustomed to it as an aid for loans

    http://www.financialaid.uc.edu/loans2.html

    To convince your parents, just explain your situation, and if all else fails, just tell them that its your dream to be a doctor, and this is one of the best routes to go doing it. SMP's are very excellent routes to go for postbacs with a good acceptance rate into med school. If they say no loan, say its not them whos paying it back, its you. During the year, look for job offers on craigslist, or wherever for jobs in the event you dont get into med school.
     
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  3. braluk

    braluk SDN Surgerynator
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    Also fastweb is a huge hub for scholarships, check those out as well
     
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  4. QuantumMechanic

    QuantumMechanic Avatar=One of the Greats
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    I guess they also won't understand when you are eventually in med school, you will be living independently off of loan money while going to school. If you feel that it is absolutely necessary to do a postbac, then you probably should; just be sure before you start that you truly want to spend that extra money for the chance to become a physician (acceptance isnt guaranteed after all!)
     
  5. Law2Doc

    Law2Doc 5K+ Member
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    You could always work for a while, put some money in the bank and then look into postbacs. If you did poorly in college (hard to tell from your post), it sometimes is to your benefit to take some time away from the books anyhow, and your work experience will make you a more diverse and interesting applicant. One word of caution -- SDN is littered with the broken dreams of those who were confident of a 30+ MCAT score before even taken it. The average applicant doesn't attain that, the average matriculant just barely has that. So you really should wait until you actually get a score rather than brag about what you are confident you will get. Good luck.
     
  6. braluk

    braluk SDN Surgerynator
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    haha i blame that in our human desire to believe in the impossible and shy away from the reality (i mean thats how the lottery business works after all haha). theres a couple of SDN all stars here that got fantastic scores that leads alot of people to really hope for a really really high score as well.
     
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  7. utahjazz

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    Just FYI- Post-bac grades aren't considered for your LSDAS GPA when you apply to law school.
     
  8. wistarrat

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    In order to pay for my post bac courses, I got a job at a university that offered full tuition benefits with a schedule that didn't conflict with work.
    PM me if you want more info on the school. I got 9 undergraduate classes for free.



     
  9. Law2Doc

    Law2Doc 5K+ Member
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    I think the question was about postbacs for med school. I've never heard of anyone doing a postbac for law school.
     
  10. OSUdoc08

    OSUdoc08 Membership Revoked
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    Take out loans. Tell them how much doctors make since they obviously don't realize that it will be cake to pay them back.
     
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  11. asunshine

    asunshine can't sing but i got soul
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    I had a similar situation with my parents, but now they get it :). I took informal post-bacc classes at a state school while going to work. I worked part time and went to school full time, and sometimes vice versa. See if you can get a flexible job in healthcare that helps with tuition. I would not ask for money from your parents or a co-sign for a loan. It took me 3 years post-bacc to get here, but now I have healthcare experience, I'm in good financial shape, and I have good grades. Go for it! You won't be happy if you don't follow your dreams!

    my mdapps=5440
     

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