I just started to tackle the Need Access app, it's really getting on my nerves. For example, there is a question asking for the total amount of financial aid I received in college. I got a full scholarship from an alumni but the school continued to accept my PELL grants, so should I take account of everything? There's also a question about total monthly credit card payments, how am I supposed to answer that? Average for all the years in college? My question is, what are the consequences of mistakes made because of complicated and unclear instructions (you'll realize it once you start to fill it out)? As long as I make an estimate about expenses and old financial that is reasonable (because I don't have all the documents), I won't be audited or anything right? What should I put for future income? Would putting zero best maximize my grants? Just answering one of my questions would be grreatly appreciated.