How exactly does one afford housing off campus?

[Rvting]

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I've seen a few campuses that don't have on-campus dorms/housing, requiring students to rent out a place. How does one secure the funding too pay for that and food? Right now, I am pretty broke and I live at my parents' house. Will it be a serious expectation that I continue requesting money from my parents? Could I use dental school scholarship money? (of which I was informed was rare to begin with)

I haven't been able to work in years because of DAT studying and covid.

 

[kavitykween]

As an incoming dental student, you'll be able to take out loans for your cost of attendance, aka. tuition + cost of living. However, just know that the more you loan out, the more you will have to pay back since there will be interest that accrues over time. A good way to cut down on living costs is to room with other students, which is what I will be doing. Since I will be living in an area where the cost of living is very high, I wanted to cut down on these expenses by sharing with other incoming D1s!

 

[Lemillion]

It's starts with the letter "L". It's not love, it's loans. But yes, part of your student financial aid package will allow you to take out student loans for living expenses. Typically, they estimate how you will need and then you can request how much you actually need. I used to request a little more that I thought I needed, budgeted accordingly for the semester and then returned the unneeded funds back shortly when the semester began.

Living costs can come back to bite ya especially if you rent out a fancy apartment with all the amenities.

 

[PerioDont]

It's starts with the letter "L". It's not love, it's loans. But yes, part of your student financial aid package will allow you to take out student loans for living expenses. Typically, they estimate how you will need and then you can request how much you actually need. I used to request a little more that I thought I needed, budgeted accordingly for the semester and then returned the unneeded funds back shortly when the semester began.

Living costs can come back to bite ya especially if you rent out a fancy apartment with all the amenities.

Don’t forget origination fees though

 

[Mr.Smile12]

TL/DR: You should have a sit-down with your financial aid officer about how your cost of attendance is calculated, which should include your living expenses including food, housing, and transportation because that is the information used to set up your financial aid package.