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how much credit do you need?

Discussion in 'Dental' started by Stephie3, Dec 25, 2008.

  1. Stephie3

    2+ Year Member

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    can anybody give me an idea of how much credit you need to be eligible for grad plus loans WITHOUT a cosigner? like if you take out 6,000 dollars in loans and pay them back or something is that enough credit? please give me an idea of the dollar amount. thanks!
     
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  3. Cold Front

    Cold Front Supreme Member
    Dentist 10+ Year Member

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    I would guess 720 fico score without a co-signer.

    Ask your financial aid office.
     
  4. TempleDMDKrazd

    7+ Year Member

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    you need Zero credit to get a grad plus loan. as long as you dont have any delinquents/bad stuff on your credit report within the last 5 years.
     
  5. Hysteria24

    Hysteria24 1K Member
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    Yep... no credit needed to qualify. Cosigners are only necessary if you have what they call "adverse credit history."

    Here is a useful FAQ: http://studentaid.ed.gov/students/attachments/funding/PlusLoansQA.pdf
     
  6. Stephie3

    2+ Year Member

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    are you guys sure that you don't need a cosigner if you have no credit? because if that's trure, that is wonderful so now i can go to the dental school i want to go to :love:
     

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