can anybody give me an idea of how much credit you need to be eligible for grad plus loans WITHOUT a cosigner? like if you take out 6,000 dollars in loans and pay them back or something is that enough credit? please give me an idea of the dollar amount. thanks!
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how much credit do you need?
Started by Stephie3
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I would guess 720 fico score without a co-signer.
Ask your financial aid office.
Ask your financial aid office.
you need Zero credit to get a grad plus loan. as long as you dont have any delinquents/bad stuff on your credit report within the last 5 years.
Yep... no credit needed to qualify. Cosigners are only necessary if you have what they call "adverse credit history."
Here is a useful FAQ: http://studentaid.ed.gov/students/attachments/funding/PlusLoansQA.pdf
