Agree 100% . I have several single friends in vet school and I worry about how they are going to manage the debt load with only one income. Most people know going Into to vet school that the pay isn't all that great.. But I think
everyone would like to own a home/
have a drivable car /
have kids at some point, and be comfortable. I just can't imagine doing this if I was a single person knowing only my income would be going to my loans - which will be it's own mortgage payment. It's definitely something to think about before jumping head first into this career.
Drivable car, I don't know many people that have undrivable ones. I mean, a new car, yeah, I would like one at some point. But that doesn't bother me, I am fine with used cars. I have always owned drivable cars, just not fond of the undrivable ones... they don't really "go" anywhere...
😛 😉
Even now at 26, I still don't want kids. Every once in a great while I might think "having a kid would be nice" but then I am immediately reminded of exactly why I don't want kids. Just isn't a desire everyone has.
Also, eventually I would like to own a home, but I am ok with renting as well. Again, doesn't bother me. I also don't need some large house, it is only me (currently) so I can get a smaller home and be fine. People seem to want big homes and more house than what they actually need lately, never has made sense to me.
I feel like being single, without an SO and without a family, you have much more financial freedom. No debt from your SO to add to your own debt. You can drive whatever you feel like without having to worry about if the family will fit in it. You can live where you want without having to worry about family so you can live in an apartment without having to worry about space. Also, you only have your expenses to deal with. Kids are expensive. Being single you only have one mouth to feed (maybe more if you have pets, but they aren't as expensive as kids usually). You only have to worry about clothes for you. Health insurance for you. Etc, etc. So while, yes, it sucks having all the vet school debt while single, you don't have to worry about all the added expenses of having a family. Just having an SO would probably not be bad and might be better than being single but once kids are added to the mix, that just adds a ton of cost to the situation.
My parents managed to make ends meet off $30-40K/year, with 4 kids, a house, two cars and we had more than what we needed growing up. I can guarantee the cost of 4 kids each month is probably darn close to a student loan payment each month, if not more. We went on vacation every summer, had TV, cable, internet (when it came around), video games, plenty of clothes, etc, etc. Honestly, I would be more worried about those wanting kids and a family, but that is just me.