informal post bac question, degree seeking vs non degree seeking

[jadabrizi]

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I will be applying to podiatry school later than is traditional so consequently i will have a year in between undergraduate and graduate school. I plan on going to a state school during this time instead of continuing at my current expensive university. Does anyone know what the differences are between applying as a degree seeking versus non degree seeking student? Will i have to start paying back my federal loans if i am non-degree seeking? Am i eligible for more federal loans if i am non-degree seeking? Are there any pros and cons to choosing degree seeking versus non degree seeking? Realistically if I choose degree seeking I will not finish as I only want to take 12-15 hours a semester due to costs. Also, the university is an hour away and i am hoping to have classes only 3 times a week.
Thanks for the help!!!!!🙂

 

[DrMidlife]

Does anyone know what the differences are between applying as a degree seeking versus non degree seeking student?

Usually, degree-seeking students get federal aid, registration priority and access to stuff like advising and the gym. Non-degree-seeking-but-admitted might get some or none of these. Non-matriculated gets jack. Usually if you're admitted you have to take a full load.

Will i have to start paying back my federal loans if i am non-degree seeking?

You'll want to go to your loan servicer's website to be sure, but generally you can get a deferment if you're in school half time or more. You have to be proactive about getting the deferment granted (fill out the form, get signatures, send & follow up)

Am i eligible for more federal loans if i am non-degree seeking?

Generally no, depends on the school. They might have a "5th year postbac" status that's eligible for the usual $10,500 loan for full time.

You should go talk to the state school's admissions and financial aid offices. At least read their websites.

Best of luck to you.