I have been looking into various CD's and high interest savings accounts for my loan disbursement money. Come August, I figured out I will be getting roughly $7,000 and another $7,000 coming in January. I would like to find any type of high interest account for this money to sit in as I withdraw for housing, food, misc, etc. Therefore, I would be looking for a CD with no penalty for early withdrawal, etc. I have no interest(pun) in saving for the long term and would just like to earn a few extra dollars every few months. Any ideas?