- Joined
- Sep 9, 2008
- Messages
- 244
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I saw a new posting about ira and decided to ask for help with my situation/advise. I'm working full time and have maxed out my 401k both my contribution and my company. I also maxed my hsa plan (though people told me that wasn't a good idea). The only thing I have is a checking account which generated $10 in my past year. I was recommended to do a roth ira at vanguard and maybe move my money to a American express or discover account with 0.8Apr. I guess that would be my emergency/savings and will not be touched. Let me know if that sounds reasonable . I looked into CD and traditional ira and backdoor ira but I'm really confused. I was told there was no point in traditional ira since I already maxed 401k and there are federal limits to traditional Iranian and 401k combined. I'm looking to get the boglehead book. Possible adviser?