hello_world02
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- Oct 25, 2025
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Old member here. Moved to reddit just like everyone else and someday just randomly thought of checking in here. Looks like this place is dying...
Just some personal update:
Graduated pharm school in 2020. Never took naplex. I had enough of standing all days getting yelled by some random dudes, toxic culture and lack of career growth. I really don't see a future in this profession.
So I went straight to industry til now at AD level. My networth (brokerage + IRA + 401k) is around 1.5mm, and 1.3mm is in taxable brokerage invested in tech, semiconductors ETFs and nasdaq 100. I work for a company that's in process of getting acquired by a big pharma. Everyone in the company knows what's coming up, so I basically just show up everyday, pretend to work on something, and wait for the eventual payout: initial 3-6 months of "integration" salary + severance package (6 months pay according to the company policy) + bonus (15% target × 150% corporate multiplier) + accelerated vesting of granted options (150k-300k depending on milestones hit). I've run my numbers, and it looks like I can safely chubbyFIRE after this: I sell covered calls on my holdings, and so far it generates additional 1%-1.5% monthly income consistently. We spend less than the traditional 4% rule, and any additional premium income will be reinvested to keep rolling the snowball.
I am interviewing another big pharma contract to hire position, and it's remote. Not sure how this will go, but the hiring manager is quite excited to move forward to the final round. I guess I will wait and see. If I do get this offer, I need to juggle between 2 jobs in the upcoming 3-5 months.
My wife and I are expecting our 1st child. We sold our home and relocated to central FL earlier this year and so far it's awesome...no income tax, cheap rent on new constructions, theme parks, beaches, low cost of living, and nice people. We are in late 20s and early 30s, and we are already planning for retirement...I think if opportunities are there, I won't turn down WFH roles, before we become digital nomads and move overseas.
Alright, enough from me. How is everyone doing out here? What's your retirement plan?
Just some personal update:
Graduated pharm school in 2020. Never took naplex. I had enough of standing all days getting yelled by some random dudes, toxic culture and lack of career growth. I really don't see a future in this profession.
So I went straight to industry til now at AD level. My networth (brokerage + IRA + 401k) is around 1.5mm, and 1.3mm is in taxable brokerage invested in tech, semiconductors ETFs and nasdaq 100. I work for a company that's in process of getting acquired by a big pharma. Everyone in the company knows what's coming up, so I basically just show up everyday, pretend to work on something, and wait for the eventual payout: initial 3-6 months of "integration" salary + severance package (6 months pay according to the company policy) + bonus (15% target × 150% corporate multiplier) + accelerated vesting of granted options (150k-300k depending on milestones hit). I've run my numbers, and it looks like I can safely chubbyFIRE after this: I sell covered calls on my holdings, and so far it generates additional 1%-1.5% monthly income consistently. We spend less than the traditional 4% rule, and any additional premium income will be reinvested to keep rolling the snowball.
I am interviewing another big pharma contract to hire position, and it's remote. Not sure how this will go, but the hiring manager is quite excited to move forward to the final round. I guess I will wait and see. If I do get this offer, I need to juggle between 2 jobs in the upcoming 3-5 months.
My wife and I are expecting our 1st child. We sold our home and relocated to central FL earlier this year and so far it's awesome...no income tax, cheap rent on new constructions, theme parks, beaches, low cost of living, and nice people. We are in late 20s and early 30s, and we are already planning for retirement...I think if opportunities are there, I won't turn down WFH roles, before we become digital nomads and move overseas.
Alright, enough from me. How is everyone doing out here? What's your retirement plan?
