I am a freshman, currently commuting from home 30-40 minutes away from school and am thinking about moving on campus next year (my parents won't let me move to off campus housing due to safety concerns). The thing is that my parents won't be able to support me financially so I'll have to take out some loans to pay for housing. I want to move on campus because it will be less stressful, I'll save time, it'll be easier for me to get involved, and I won't be too burnt out before I go to med school etc etc. So my question is, is it worth it to live on campus and take out the loans? My parents don't think that this is a smart choice because I haven't gotten into medical school and thus don't know for sure that I can pay my debt off. If I don't commute I will have a max of $15,000 in debt from undergrad. If I live on campus, then my debt will be at least $30,000 but less than $50,000 Thanks!