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I start residency next year and had a question regarding consolidation. I will qualify for deferment throughout residency, which means my subsidized interest will be covered. If I consolidate my loans, do I lose this coverage on the subsidized interest? If anyone else is in this situation, what are you planning on doing once the rates are released at the end of the month. Rates are expected to climb longterm so it is a great time to lock in a rate for repayment. It's tough to consider risk/reward if you lose the subsidized interest. Anyone done the math for such a situation? Complicating the matter is the new legislation which will eliminate long term fixed education loans.
Also, I have multiple lenders so I can consolidate with whom I please. Who's incentives/perks have people found to be good. I haven't hunted around much but access group seems to have some good incentives.
Thanks for any help.
Also, I have multiple lenders so I can consolidate with whom I please. Who's incentives/perks have people found to be good. I haven't hunted around much but access group seems to have some good incentives.
Thanks for any help.
