Loan Forbearance

[GoldfishPharmD]

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Any current residents going to do a forbearance? I'm about to submit my paperwork, but I was curious if you guys are doing it under "I don't make enough money" or "residency/training". I ask cause from my loan company it says "medical/dental residency". Just curious. 🙂

 

[BBW123]

I asked a resident about this and they said their loans were in deferment.

 

[GoldfishPharmD]

I was told residents don't qualify for deferment.

 

[gmuskie]

Any current residents going to do a forbearance? I'm about to submit my paperwork, but I was curious if you guys are doing it under "I don't make enough money" or "residency/training". I ask cause from my loan company it says "medical/dental residency". Just curious. 🙂

When I called Great Lakes, they told me to just fill out the medical/dental residency form.

 

[bacillus1]

I was told residents don't qualify for deferment.

I qualified for deferment.

 

[GoldfishPharmD]

I qualified for deferment.

Hmmm. That's just something I read in here. I guess I can check and see.

 

[GoldfishPharmD]

Just looking at the student loan gov site, it says that if your'e doing a residency you'd qualify for forbearance. Did you have some other special circumstances?

 

[bacillus1]

Just looking at the student loan gov site, it says that if your'e doing a residency you'd qualify for forbearance. Did you have some other special circumstances?

Nope. When I looked, it said I should qualify for deferment, in the "graduate fellowship" category.

 

[confettiflyer]

you should be able to afford the payments though, at least on the IBR plan. Plus, most of my loans weren't coming due until December of my residency year. I made a lot as a resident and would only shell out ~$350/mo...very much manageable.

but yes you should qualify for either a forbearance or a deferment if you require that extra cash each month this year.