erg:
To make things even more mucky, I think even some of the private settings you mentioned would qualify. If the setting is a 501 C3 non-profit it qualifies, if it is a government organization it qualifies. If it is a private setting but a not-for profit it qualifies (e.g. most private universities, with the exception of the Argosies, U of Phoenix, and other "for profit" private schools). Same thing, I believe, goes for hospitals and other settings. If the hospital is private but non-profit, like many are, the site should qualify (I think there is some paperwork to go through to demonstrate it is non-profit). If, however, you are working in I/O/corporate setting, in a 'for-profit' private practice, or private-for-profit institutions then one would not qualify under the forgiveness program. Basically, I would think a majority of psychologists would qualify for loan forgiveness program. But that is only my take (from thoroughly looking at the program).
