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loan options

Discussion in 'Financial Aid' started by drboris, Apr 12, 2004.

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  1. drboris

    drboris Senior Member
    10+ Year Member

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    I received my budget today, and I am allowed $8600 in alternative loans. My medical school recommends I choose Access as my lender, but I would like to know if anyone thinks I should use some other lender. Supposedly, Access has no origination fees if I don't need a cosigner, but I am not sure if I can defer the repayment all throughout residency, and the interest rate is currently at 3.5% but can rise with no cap.

    What do you all suggest I do? Should I accept Access or go with someone else. I do not want medloans because they have 3% origination fees.

    I have to decide within the next 14 days, so please help!!

    Thanks
     
    #1 drboris, Apr 12, 2004
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