So I'm about to finish my bachelors degree in computer engineering and I'm missing some pre reqs. I have no Pell remaining, so I would need to take a loan to pay for those pre reqs. How do people that career change do this ? do they take a loan to pay for the pre reqs they are missing and then they use another loan for med school or what's up how do they do this? or do they take a private loan and then a Stafford loan to pay for med school? any ideas are welcomed.
Loan question!
- Thread starter XavierPR
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if you're averse to researching how federal financial aid works, which is a vibe I'm getting and that's totally fine, then here's a failsafe plan: just keep filling out and submitting the FAFSA every year from now until someone gives you an MD diploma. For pre-reqs, do them at the least expensive institution you can (that is still a 4-year, if possible, otherwise just go the CC route). Likewise for medical school. The end.
Here's more detail, as I suspect you may not be inclined to trust me without some explanation:
In both cases, you'll be getting Unsubsidized Stafford Loans to pay for your courses. For post-bacc coursework, you can only borrow ~$5500 or so a semester, and only for a year or two or something and the rest you have to pay out of pocket. For medical school, the max is something like ~$38k, and the rest you can take out in higher interest Grad PLUS loans.
But for all of that loan money, all you gotta do is fill out a FAFSA and specify what kind of coursework it's for and which schools you are applying to / attending and those loans will be waiting for you.
Here's more detail, as I suspect you may not be inclined to trust me without some explanation:
In both cases, you'll be getting Unsubsidized Stafford Loans to pay for your courses. For post-bacc coursework, you can only borrow ~$5500 or so a semester, and only for a year or two or something and the rest you have to pay out of pocket. For medical school, the max is something like ~$38k, and the rest you can take out in higher interest Grad PLUS loans.
But for all of that loan money, all you gotta do is fill out a FAFSA and specify what kind of coursework it's for and which schools you are applying to / attending and those loans will be waiting for you.
" just keep filling out and submitting the FAFSA every year from now until someone gives you an MD diploma" cracked me up hard.
Just to be clear i finish my bachelors ask for a loan they give me the loan for a lets say a bachelors degree in biotechnology wich has all the pre reqs i need i get all my classes...then i apply for medical school and just keep filling out the fafsa? wouldnt i have the other loan on default or something? does the debt rolls in? also CC? crowd control? what is the cc route? also do i need to finish the bachelors or once im done with the pre reqs i just start applying?
Just to be clear i finish my bachelors ask for a loan they give me the loan for a lets say a bachelors degree in biotechnology wich has all the pre reqs i need i get all my classes...then i apply for medical school and just keep filling out the fafsa? wouldnt i have the other loan on default or something? does the debt rolls in? also CC? crowd control? what is the cc route? also do i need to finish the bachelors or once im done with the pre reqs i just start applying?
