Loans

[mkata]

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Hey,

I was wondering how vet students actually pay for school. Is it hard to get enough loans to cover it? Are they mostly federal or private? What are the procedures or do you just fill out the FAFSA? Is it the same if you go abroad? I guess I have just assumed that I can get enough loans, but now I am starting to worry about it! Any advice would be greatly appreciated! Thanks!

 

[lazyjayn]

Depending on the school, it's pretty much stafford, grad plus, private loans, or at a couple schools, I think they get a special unsub'd stafford for med training.

Oh, yeah, and credit cards for all the stuff the loans don't cover. And money gifts from family. And short term jobs. And summer work. And bank robbery. And for some, I'm sure mommy and daddy pay at least part (can I have that mommy and daddy?).

I've never had trouble getting a loan. I think as long as you're in ok standing, you should be ok. Well, and you don't default, or something.

Overseas you don't get the fed med loan. If you don't go to a recognised school, you don't get federal loans at all, I think. There are fewer private loan companies for overseas students, and you (from my experience at massey) have to do pretty much all the work yourself, putting together your loans and whatnot. I never get an "expected cost of attendance" untill after I've put in for my loans and the loan lady here decides I want too much.

As for getting them, it's the same as in undergrad- you fill out the fafsa, then at loan applying time pick your lender, fill out the forms, sign them and send them in. And wait. Here at least.

of course, if you hit the fed loan limits, you need to switch to private, but vet students are, I guess, a pretty good risk.

j.

j.