Hi, I am looking for private loans that look at the cosigner just as much, if not more, than they look at my credit history. I am a US citizen who is going to the University of Sydney, and was denied through Teri because of screwing up my credit 1.5 yrs ago. They told me to apply with a cosigner and I would have a good chance. I got a great cosigner, applied again, and was denied again because of my being late on some credit card payments. They then told me that becuase of my credit hx, they really didn't look at my cosigner that much. What the hell, what is the point of getting a cosigner then? So, I need to find a program that will at least consider the cosinger to be a valuable asset to my application. I love being in med school and would hate to drop out because of something like this...Any opinions are welcome..Thanks for your help.