Actually, I believe that PharmCAS will send your application before your LORs are completed. However, they will hold your application until all transcripts are received, they do not calculate your gpa until the transcripts are in. I am not sure about the benefit to submitting now if your transcripts aren't in, maybe if your schools have approaching deadlines (Nov. 1 for some). I guess there is also peace of mind that once you are submitted, PharmCAS will put you in line to mail out your application when your transcripts arrive.
The following was taken off the PharmCAS website:
PharmCAS Mailing of References
PharmCAS will begin to forward your references to your designated pharmacy schools once your file is complete. PharmCAS will
NOT hold your application for missing references.
PharmCAS will consider your application complete and begin to process it once the following materials are received:
- Complete PharmCAS application
- Sealed official transcripts mailed directly from every U.S. and Canadian postsecondary institution attended *, AND
- The correct PharmCAS application fee
Also send letters of reference, foreign transcript evaluation reports, and test scores (PCAT, TOEFL, and TSE) to PharmCAS by the application deadline, if required by your designated pharmacy schools.