Making a plan for the next 4-8 years

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masterMood

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Hi all, I'm posting this question here in the MD forums because I felt that you guys would have a better grasp of things after going through the entire process. I really need your feedback and advise. This might be long, but please bear with me.

Basically, I'm a high school senior who either has the choice of going to a well-known, pretty well-known/prestigious university in the United States or going to my instate school. (Emory University versus State University of New York at Geneseo).

Since my family's e.f.c. is 20,000 dollars, but my dad is willing to pay only up to 15,000 dollars, I have to find 5,000 dollars each year by myself regardless of FAFSA aid.

If this was the case I estimate I will be in loan at Emory University of about 40,000-53,000 dollars (unless my dad decides to help later on, which is a possibility if he does well).

However, SUNY Geneseo costs 15,000 dollars per year, and thus i would have no loan after 4 years.

Now I don't like SUNY Geneseo for several reasons namely being 1) Don't offer scholarships (thus person A with mediocre stats gets in and pays the same as person B who is very well rounded) 2) No NAME/not reputable/well-known 3) not ethnically diverse (i'm Pakistani American) 4) out in the middle of nowhere.

Now I'm very sure i want to go into medicine and unlike in highschool where I had no goals, I have to make a decision where I wil go for the next four years Either Emory University or SUNY.

I have my heart set out to become a doctor and I really want to specialize in a good residency in medicine. This is where I know that better med. schools offer better chances for getting into residencies of your choice. Since SUNY Geneseo isn't really well known, I fear that I can't really shoot that high to med. schools like Tufts, Emory Med, Duke, Harvard, whatever, because of its no-name status. However, Emory University is a very strong university and does have prestige and can possibly give me connections into a strong med. school.

Now I know you guys will say that go where you will get high grades and be at the top of the class, however, SUNY Geneseo is a very tough school as itself, and the amount of work i put into SUNY Geneseo, I fear, will only give me limited results (it doesn't even have any research facilities).


So do I go to Emory University for my undergrad and get a debt of around 40-55k and have my dad possibly pay off some of it if his business starts doing well. OR do i go to my state school that is not well-known, and the fact that I'm ASIAN (makes it harder to get into med. school), equal difficulty in academics, and have much lower chances at top tier med. schools.

I would be happy at Emory but be broke. If i went to Geneseo I would be unhappy but debt-free, but I would feel like i wasted my 4 years in h.s. doing thigns to spice up my application that weren't really necessary (because they accept everyone regardless of stats [you could be number 1 out of 100000 peopel and still end up paying the same amount])

Please, can anyone give me advice? If you got this far, thank you for reading this and please impart your knowledge to me!!!
 
A couple of things to consider here...your happiness, amount of debt, and chances for future med schools. From what you said, it sounds like you will be miserable at Geneseo. If this is the case, I would say that you are going to college for 4 years and should consider how much you would enjoy the school you will be going to. I will always look back on college as the best 4 years of my life. But you also have to think if you will be still be happy at Emory knowing that you are going to be taking out lots of loans. You are the only one who can really decide if being happier and being at Emory is worth the debt you will accumulate. As far as which med schools you will be able to get into....that's a long way in the future. There is no way to guarantee that you will get some of those big names you mentioned even if you go to Emory. Also, since you are a NYS resident, NY has some very good med schools as well whose graduates get some great residencies (I am a current Downstate student and our class did very well in the match this year). This is something to think about if you decide on Geneseo (or even if you don't). But I also don't know how important going to a "big name" med school is to you. So I have now rambled for a while and given you some things to think about. Hope it helps some 🙂
 
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