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Hi all,
Negotiating my first job out of fellowship at an academic center. I asked about malpractice insurance, particularly about tail coverage, and their response is below. This is entirely covered by the hospital, I don't pay anything. For those of you with experience, does this seem reasonable or is there anything concerning? Thanks.
[Hospital X's] Professional Liability Self-Insurance Program began on July 1, 1988. [Hospital X] Risk Management coordinates the Professional Liability Self-Insurance Program and assures liability coverage with the [State X] Injured patients and Families Compensation Fund, in excess of the primary annual limits of $1,000,000 per incident and $3,000,000 in the aggregate. The insurance is occurrence in form; accordingly, tail coverage is not necessary upon termination from [Hospital X] employment. Even after employment termination, providers are covered for activities that were performed during their employment and that were within the scope of their duties for the [Hospital X].
Negotiating my first job out of fellowship at an academic center. I asked about malpractice insurance, particularly about tail coverage, and their response is below. This is entirely covered by the hospital, I don't pay anything. For those of you with experience, does this seem reasonable or is there anything concerning? Thanks.
[Hospital X's] Professional Liability Self-Insurance Program began on July 1, 1988. [Hospital X] Risk Management coordinates the Professional Liability Self-Insurance Program and assures liability coverage with the [State X] Injured patients and Families Compensation Fund, in excess of the primary annual limits of $1,000,000 per incident and $3,000,000 in the aggregate. The insurance is occurrence in form; accordingly, tail coverage is not necessary upon termination from [Hospital X] employment. Even after employment termination, providers are covered for activities that were performed during their employment and that were within the scope of their duties for the [Hospital X].
