I realize there may be similar threads however I was hoping for some new thoughts on my situation. I will be an M-1 next Fall and my girlfriend of 4 years and I have been trying to determine what our future life will be like with nearly $300,000 of my student debt. Unfortunatly I did not have much financial guidance as an undergraduate student and chose to attend a private institution to earn my BA in Justice Law and Society and then a post-bac pre-med program at a private university. In total, I currently have $120,000 in student debt prior to entering medical school and work two jobs to maintain my quality of life. I was fortunate to earn an acceptance to a state medical school which I am hoping I can get through for about $160,000 in loans. This means after school I will have about $300K in loans. What will life be like? Will it be possible to start a family with so much debt? What have your experiences been when paying back such a large amount of money? I realize that many of these answers depend on residency selection and among other factors. That being said I am committed to being a physician with or without this debt. I made the decision to pursue a career in medicine knowing that life would be challenging - I just wonder whether my future situation will be challenging or torture.