Medloan, THE, or someone else?

[Prakash]

I have loans with both THE and Medloans and I was debating whether to consolidate with one of them or with another company. THE has a repayment bonus of a "monthy credit equal to 0.75% savings annualy" that starts immediately and Medloans gives an immediate 0.25 percentage-point reduction in the interest rate for payments made through automatic debit, one full percentage point reduction in the interest rate, during periods of active repayment, after the initial 48 scheduled payments, and 1% credit or cash back after the first 33 payments are on time.

Anybody have tips on who to go with?

Thanks.

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[raidermedic]

I'm going with THE. Their customer service has always been top notch and their repayment bonus is not taken away if you make a late payment. And they've told me that they do not sell their loans (although I haven't gotten this in writing).
To be honest the deals the other companies are giving scare me a bit. If You get the .25 off for auto debit you run the risk of something coming up with your bank and you losing the 1% for not making an on time payment. The 1.25% is pretty tempting though.