Moonlighting/Practice questions

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dynamite

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Hey guys,

I can't believe I've been on this forum for so long. Getting into med school, getting into residency, now in my last year of residency. Anywho, I've been offered a moonlighting gig with the expectation of continuing it after I graduate full-time. It's a private practice that is affiliated with a major teaching hospital and the members of the practice are assistant professors at the hospital. It's an ideal gig, but here are my questions:

1) Anybody know about the new law with regards to residents not being able to moonlight with Medicaid patients? I've been trying to look this up online but can't find it. All I know is that there were moonlighting opportunities at psych nursing homes, then they stopped taking residents because there was some law that passed that stated that moonlighters needed to finish their residency program in order to be able to moonlight with Medicaid patients. Anybody know anything about this? My gig will have Medicaid/Medicare patients.

2) Is there a national malpractice insurance? The group will pay for my malpractice, but it's the group's malpractice company, and in the case that I don't want to stay in the state, I don't want to have to pay a hefty tail. Also, if you leave a group, but stay within the state, will you have to pay a tail? Do you have to pay a tail no matter what if you want to change insurance companies? What if I stay with the group half-time, and see other patients elsewhere?

Sorry, I'm quite naive at this finding a job thing. Frankly, this seems like an ideal gig as it basically gives me a ready-to-go practice upon graduation and it's academic. I just want to be informed of my options.

Thanks in advance.
 
2) Is there a national malpractice insurance? The group will pay for my malpractice, but it's the group's malpractice company, and in the case that I don't want to stay in the state, I don't want to have to pay a hefty tail. Also, if you leave a group, but stay within the state, will you have to pay a tail? Do you have to pay a tail no matter what if you want to change insurance companies? What if I stay with the group half-time, and see other patients elsewhere?

.

There is malpractice available through the APA - you don't have to be a member. Many malpractice companies are nationwide. You probably could arrange for a tail relatively cheaply through the group's malpractice company, as long as the group stays in business. As far as staying with the group half-time, that depends on the details of the malpractice coverage and your insurance contract
 
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