• Please review the updated member agreement. Included is a new statement supporting the scientific method and evidence-based medicine. Claims or statements about disease processes should reference widely accepted scientific resources. Theoretical medical speculation is encouraged as part of the overall scientific process. However, unscientific statements that promote unfounded ideological positions or agendas may be removed.

*Wing of Zock*

7+ Year Member
15+ Year Member
Feb 9, 2004
Visit site

So now that I know I've matched, my wife and I decided to put apartment living behind us and buy a house. The problem is I am an absolute idiot when comes to making a purchase like this--I get nervous buying a box a Froot Loops.

Anybody got any links to sites that might help me out, or any advice at all??


Junior Member
7+ Year Member
15+ Year Member
Feb 17, 2004
Visit site
Check out the Financial Aid forum on SDN. There are lots of helpful hints there. Remember that many banks/lenders allow residents to have $0 down/no PMI and minimal closing cost loans after you show them your signed contract.


Quantum Member
10+ Year Member
15+ Year Member
Jul 25, 2003
Winston Salem, NC
Visit site
Attending Physician
It's important to know that you can also be APPROVED for a home loan before you actually have your contract in hand. You just need the contract to CLOSE on a house. See my thread on Gen Res for my lender info. I was approved for 140k on a 5/1 ARM 4.125% interest rate with a $350/mo car payment and FICO score of 760+.

Word of advice: clean off your credit cards. My wife and I put our car payment, electric, etc. on there every month and pay it off every month. Unfortunately, to the bank this looks like a floating balance that we are making minimum payments on - bad for the debt ratios.

About the Ads