An uptodate MRI scanner costs about $1,000,000 and you also have the costs of building the room, special electric power supplies, magnetic shielding of the walls, ceiling, and roof if needed,. The newer higher-field, higher end magnets cost about 2 to 3 million. And the magnets need to be replaced or upgraded every few years since they become old and outdated. High field MRI machines have an enormous maintenance cost. They have a liquid nitrogen core surrounding a liquid helium core which need to be cooled in order to maintain superconductivity. They are always "on" since if you turn them off, the liquid gases will evaporate. The electric bills are very high. If the gases evaporate, it takes a couple tens of thousands of dollars to fill it back up. Other associated fees include film costs, film laser printers, networking, and in the case of PACS, the PACS workstations which are quite expensive with their multithousand dollar graphics cards and monitors, upgrades, archive and backup archive costs and the maintenance contracts. Also, the department pays a couple tens of thousands of dollars to the vendors for periodic maintenance and software upgrades. We had a problem with our PACS system one night and when the service technician came to fix it at 2AM, I had to sign for it and I saw that they charge the department about $2000 dollars per hour!!!
Each exam fee has a professional fee component and a technical fee component associated with it. The professional fee (interpretation) is about 1/5th to 1/10th of the technical fee depending on the exam and is usually collected by the radiology department. The technical fee is collected by the entity owning the machine (often the hospital). This fee is what often the hospital uses to covers money losing operations in the hospital (indigent, uninsured, and underinsured inpatients, ER personnel and physician salaries if an inner city ER with an indigent population, etc.)
As far as using MRIs for routine screening, well, they have to be cost effective and show improved survival and morbidity at a cost affordable to society. That hasn't happened yet. Maybe some 10-20 years down the road they will be, I don't know.