Does anyone know about this website: myrichuncle.com? There was a full double page ad in the New York Times recently about this. I originally thought there wasn't any major differences between where you take out Stafford loans from but this one seems to say they can undercut the federal interest rate. I'm trying to look into all this ASAP since I'm starting my first year of med school and need to turn in my financial award acceptance forms ASAP. Has anyone had/heard anything good/bad about this lender?