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- Apr 29, 2018
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hello, I have been accepted into 2 graduate programs. One program is about 60-70k for a 3 year program. Half of it would be federal loans and the other half would be private. It is a good program, maybe not the best educational experience. I would live at home, The other program will put me in about 80-90k debt , this includes housing and living costs, for a 2 year program, The education and experience is better. I’d also take out half in private loans. I’m already in 27k debt from undergrad. My parents said I could live with them after graduation so I wouldn’t have any debt and I live in nj, which the salary is about 80-85k after graduation so I can pay off more than half while I live with my parents for a year or two. Which would be the better option?