The 401k/403b thread is fascinating. Here's a broader question. What differences in benefits have you seen between various residencies? I.E. health insurance premiums completely paid, book/conference stipends, moving expenses covered, loan repayment, housing, childcare, etc. Salaries seem similar for all programs, but benefits probably vary greatly. What jumped out to you as a great benefit that you didn't see at many programs? From what I've read, residency programs are encouraged or required to supply interviewees with contract and benefit information. Were exceptional (in the true sense of the word) benefits stressed much?