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- May 7, 2008
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Hi all,
No, I'm not a doctor, or even in medical school. I am taking pre-reqs for nursing, so I'm "somewhat" in the "medical field," or at least will be in the future. I read your boards often and with interest, and wanted to post a quick question.
Many of you have commented that there is an absolute psychological component to chronic pain. I agree completely. I have had chronic back pain for several years. I have been seeing a psychologist for the past year. She has helped me significantly. However, my insurance - which is fabulous in every other aspect - only covers 75% (which sounds great) UP TO $71.53. Every visit costs me $170. Therefore, insurance covers $53.65, or 31.6%. That's low. I find this component of my multi-disciplinary care to be extremely important and useful, but it's costing me. I'm lucky that I can afford it. Many in my shoes would not be able to. If more were covered, I would go more often (currently go about once every 3 weeks).
I realize that I am one of your dreaded patients - the chronic back pain patient - so you may just dismiss me, but I thought the question was worth asking anyway: what are your feelings on most insurance's pathetic coverage for psychotherapy? Should they pay more? If so, should they pay less for something else (prescription drugs, diagnostic studies, routine office visits...)? Just curious what your thoughts are. Just wanted to put that up for discussion. I'll fade back into "observation mode" now.
No, I'm not a doctor, or even in medical school. I am taking pre-reqs for nursing, so I'm "somewhat" in the "medical field," or at least will be in the future. I read your boards often and with interest, and wanted to post a quick question.
Many of you have commented that there is an absolute psychological component to chronic pain. I agree completely. I have had chronic back pain for several years. I have been seeing a psychologist for the past year. She has helped me significantly. However, my insurance - which is fabulous in every other aspect - only covers 75% (which sounds great) UP TO $71.53. Every visit costs me $170. Therefore, insurance covers $53.65, or 31.6%. That's low. I find this component of my multi-disciplinary care to be extremely important and useful, but it's costing me. I'm lucky that I can afford it. Many in my shoes would not be able to. If more were covered, I would go more often (currently go about once every 3 weeks).
I realize that I am one of your dreaded patients - the chronic back pain patient - so you may just dismiss me, but I thought the question was worth asking anyway: what are your feelings on most insurance's pathetic coverage for psychotherapy? Should they pay more? If so, should they pay less for something else (prescription drugs, diagnostic studies, routine office visits...)? Just curious what your thoughts are. Just wanted to put that up for discussion. I'll fade back into "observation mode" now.