- Joined
- Mar 29, 2008
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How do we apply for money from the government?
How do we apply for money from the government?
LMAO...no, they are TAKING money from us to give to the "needy" poor people and starving Ibankers.
I think you mean the "needy" starving ibankers...there are no poor people receiving money...
i think someone should put bush on trial for idiocracy...seriously...and then start a eugenics program and eliminate everyone with IQs lower than 130
...and then start a eugenics program and eliminate everyone with IQs lower than 130
How do we apply for money from the government?
Get your finances in order. Pay off those revolting student loans, because nobody who counts gives a **** about physician debt and yours won't be forgiven.
On a related note, CAP called the other day trying to woo me back, saying they now offer reduced membership fees for all those pathologists under "economic hardship".
CAP at your service!
Actually... with recent tripling of deficit and real prospect of hyperinflation, I am not worried about my debt at all. In fact I don't ever plan to pay it back in full; instead I'll just wait until inflation eats it away.
Actually... with recent tripling of deficit and real prospect of hyperinflation, I am not worried about my debt at all. In fact I don't ever plan to pay it back in full; instead I'll just wait until inflation eats it away.
My six-figure student loans are at a very attractive 2.25%, currently the very lowest interest obligation I have. I will ride this one out to the bitter end.
I'm just ticked off that I can't get a refi because I pay my bills, yet the irresponsible dirtbags who don't pay can renegotiate almost at will....
If the parasite burden overwhelms, the host will surely die.
Then stop paying your bills. No, seriously.
"Speculation of hyperinflation" is the key term. From what I understand, if we fall into a depression similar to the great depression, we will see deflation, not inflation as people hoard their money because they fear their future and don't trust banks (fearing bank failure despite a modest FDIC insurance). Less money available means banks continue to be very picky about handing out loans, meaning money in the economic system becomes more scarce, meaning money has relatively MORE value. This, of course, assumes the government doesn't try to offset this by just printing gazillions of dollars.
Speculate away.
I'm not saying don't complain. I'm really saying, stop paying your bills. Act like you are about to default, and your history of paying your bills will make you a perfect candidate for mortage term renegotiation. Don't worry about your credit scores, you can't get credit these days anyway.
I'm not saying don't complain. I'm really saying, stop paying your bills. Act like you are about to default, and your history of paying your bills will make you a perfect candidate for mortage term renegotiation. Don't worry about your credit scores, you can't get credit these days anyway.
I'm not saying don't complain. I'm really saying, stop paying your bills. Act like you are about to default, and your history of paying your bills will make you a perfect candidate for mortage term renegotiation. Don't worry about your credit scores, you can't get credit these days anyway.
Does anyone worry about honesty/integrity anymore?
Point taken; I am only half kidding. But to the extent that I am in earnest, I think most people who are close to defaulting are making a choice not to pay. The penalty of defaulting is not sufficiently worrisome to some people that they make the necessary sacrifices to make on-time payments. And that penalty is about to be removed. Why shouldn't Listeria make the same choice, assuming the income to mortgage payment ratio is just as difficult to maintain? I owned a house in med school, the payments were close to half my "income," but I made the payments and rode my bike, never ate out, etc. My neighbor foreclosed, not because he lost his job, but because house payments were less important to him than other things. Sorry for the derail.