Paying back debt?

[helprosie]

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So how does the debt situation work? Do you take out a loan every year or one lump sum of all 4 years in one loan? Also, does the interest start when you get out of dental school or right on day one when you received the loan?

 

[tc434]

Some loans accrue interest while you are in school and others begin after you graduate. Subsidized vs. Unsubsidized loans.
At our school we had a certain amount deposited to our bank account at the beginning of each quarter that covered tuition and books (we never saw this money) and the rest for living expenses. So 3 or 4 disbursements per year. It may vary depending on the school. They also offered an optional transition loan for when you graduate to cover moving and a couple months worth of expenses.